2809 Lone Oak Rd, Bloomington, IL 61705 Property Records

McLean County property record for 2809 Lone Oak Rd, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,893 sqft · built 2006
Lot Size0.36 acres (15,696 sqft)
OwnerIndividual Name on Record
Tax Bill$11,117 (2024)
Deeds & MortgagesApr 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-18-301-028

Property Details

APN / Parcel Number

Primary APN21-18-301-028

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,893 sqft Living Area
Gross Area4,666 sqft
1st Floor Area1,362 sqft
Basement Area1,226 sqft
Finished Basement1,226 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area15,696 sqft (0.36 acres)
Lot Dimensions150 ft deep x 100 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area773 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Deck Area201 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2809 LONE OAK RD
CityBLOOMINGTON
StateIL
Zip61705-7827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionFOX CREEK COUNTRY CLUB 13TH ADD LT 463
Legal Range02E
Legal Township23N
Legal Section18
Legal SubdivisionFOX CREEK
Legal Lot Number463
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1030
Census Tract1402

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2809 LONE OAK RD, BLOOMINGTON, IL 61705-7827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2809 LONE OAK RD, BLOOMINGTON, IL 61705-7827
Transaction TypeMortgage
Record UpdatedApr 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202200007290
DateApr 20, 2022
Instrument2022-00007290
Lender
NameCEFCU
TypeCredit Union
AddressPEORIA, IL 61607
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$158,354 (+21.07%) Land $32,408 Building $125,946$475,062 (+21.07%) Land $97,224 Building $377,838
2024$11,117.00 (+9.53%)
2023$10,150.00$130,799 Land $26,769 Building $104,030$392,397 Land $80,307 Building $312,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
800 / 400
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

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