2905 E 40th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2905 E 40th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1961
Lot Size	0.177 acres (7,750 sqft)
Owner	Individual Name on File
Last Sale	$141,000 (Oct 2017)
Tax Bill	$3,730 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7923-28-326-004`

Property Details

APN / Parcel Number

Primary APN	`7923-28-326-004`
Alternative APN	`060/07928-059-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Gross Area	1,524 sqft
1st Floor Area	912 sqft
Basement Area	912 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,750 sqft (0.177 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	234 sqft
Canopy	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2905 E 40TH CT
City	DES MOINES
State	IA
Zip	50317-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 SHERIDAN PARK PLAT 3
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 3
Legal Lot Number	60
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

2905 E 40th Ct is owned and occupied by an individual who bought it in October 2017.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Mailing Address	2905 E 40TH CT, DES MOINES, IA 50317-5543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage PREMIER LNDG ALLIANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2017 · Amount on File
Deed Sale	Oct 6, 2017 · Amount on File
Prior Sale	Mar 8, 2010 · Amount on File
Deed Document Number	2017-00029859
Deed Book / Page	16676 / 0224
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2905 E 40TH CT, DES MOINES, IA 50317-5543
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 E 40TH CT, DES MOINES, IA 50317-5543

Mortgage

Document Number	0000128688
Date	Dec 9, 2021
Book Page	18900/263
Instrument	2021-00128688

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 6, 2017
Property Address	2905 E 40TH CT, DES MOINES, IA 50317-5543
Document Number	0000029859
Book / Page	016676 / 000224
Instrument Date	Oct 4, 2017
Instrument	29859
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 E 40TH CT DES MOINES IA 503175543, DES MOINES, IA 50317-5543

Mortgage

Document Number	29861
Date	Oct 6, 2017
Book Page	016676/000229
Instrument	29861

Lender

Name	PREMIER LNDG ALLIANCE
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$210,000 Land $40,900 Building $169,100	$210,000 Land $40,900 Building $169,100
2024	$3,730.00
2023		$185,800 Land $35,700 Building $150,100	$185,800 Land $35,700 Building $150,100
2020	$3,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 E 40th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 E 40th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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