2821 E 40th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2821 E 40th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,644 sqft · built 1961
Lot Size	0.178 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Feb 2016)
Tax Bill	$3,948 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`060/07928-057-000`

Property Details

APN / Parcel Number

Primary APN	`060/07928-057-000`
Alternative APN	`792328326006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Finished Basement	528 sqft
Unfinished Basement	588 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,750 sqft (0.178 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2821 E 40TH CT
City	DES MOINES
State	IA
Zip	50317-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58 SHERIDAN PARK PLAT 3
Legal Subdivision	SHERIDAN PARK PLAT 3
Legal Lot Number	58
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Polk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2821 E 40TH CT, DES MOINES, IA 50317-5541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage MISSION LOANS LLC
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jun 16, 2017	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2016 · Amount on Record
Deed Sale	Feb 3, 2016 · Amount on Record
Deed Document Number	20162015-00174200
Deed Book / Page	15887 / 789
Prior Transfer Date	Feb 1, 2016
Prior Transfer Doc	201500174198
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2821 E 40TH CT, DES MOINES, IA 50317-5541
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 E 40TH CT, DES MOINES, IA 50317-5541

Mortgage

Document Number	0000004310
Date	Jan 26, 2026
Book Page	20401/450
Instrument	2026-00004310

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	18200 VON KARMAN AVE STE 550, IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2821 E 40TH CT, DES MOINES, IA 50317-5541
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 E 40TH CT, DES MOINES, IA 50317-5541

Mortgage

Document Number	0000041432
Date	Aug 7, 2023
Book Page	19560/508
Instrument	2023-00041432

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2821 E 40TH CT, DES MOINES, IA 50317-5541
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043745
Date	Apr 28, 2021
Book Page	18499/372
Instrument	2021-00043745

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2821 E 40TH CT, DES MOINES, IA 50317-5541
Document Number	0000107179
Book / Page	016535 / 000615
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2821 E 40TH CT DES MOINES IA 503175541, DES MOINES, IA 50317-5541

Mortgage

Document Number	0000107179
Date	Jun 23, 2017
Book Page	016535/000615
Instrument	107179

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 22, 2032

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$238,000 (+12.69%) Land $40,900 Building $197,100	$238,000 (+12.69%) Land $40,900 Building $197,100
2024	$3,948.00 (+2.97%)
2023		$211,200 Land $35,700 Building $175,500	$211,200 Land $35,700 Building $175,500
2020	$3,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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