2915 E 40th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 2915 E 40th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,337 sqft · built 1961
Lot Size	0.177 acres (7,750 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Jul 2022)
Tax Bill	$4,656 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7923-28-326-002`

Property Details

APN / Parcel Number

Primary APN	`7923-28-326-002`
Alternative APN	`060/07928-061-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,337 sqft Living Area
Gross Area	1,849 sqft
1st Floor Area	1,337 sqft
Basement Area	812 sqft
Finished Basement	500 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Split Level
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,750 sqft (0.177 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Deck Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2915 E 40TH CT
City	DES MOINES
State	IA
Zip	50317-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 SHERIDAN PARK PLAT 3
Legal Range	23W
Legal Township	79N
Legal Section	28
Legal Subdivision	SHERIDAN PARK PLAT 3
Legal Lot Number	62
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3003
Census Tract	102

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2915 E 40TH CT, DES MOINES, IA 50317-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Nov 9, 2022	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Jul 26, 2022	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AVAILA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2022 · Amount on Record
Deed Sale	Jul 26, 2022 · Amount on Record
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	2022-00060890
Deed Book / Page	19206 / 887
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2915 E 40TH CT, DES MOINES, IA 50317-5543
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015328
Date	Apr 4, 2023
Book Page	19436/346
Instrument	2023-00015328

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Aug 1, 2052

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2915 E 40TH CT, DES MOINES, IA 50317-5543
Transaction Type	Mortgage
Record Updated	Nov 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084892
Date	Nov 9, 2022
Book Page	19322/196
Instrument	2022-00084892

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Aug 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 26, 2022
Property Address	2915 E 40TH CT, DES MOINES, IA 50317-5543
Document Number	0000060890
Book / Page	19206 / 887
Instrument Date	Jul 13, 2022
Instrument	2022-00060890
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2915 E 40TH CT # B, B, DES MOINES, IA 50317-5543

Mortgage

Document Number	0000060891
Date	Jul 26, 2022
Book Page	19206/889
Instrument	2022-00060891

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2915 E 40TH CT, DES MOINES, IA 50317-5543
Document Number	0000043883
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2915 E 40TH CT DES MOINES IA 503175543, DES MOINES, IA 50317-5543

Mortgage

Document Number	0000043883
Date	Oct 19, 2020
Book Page	018135/000234
Instrument	43883

Lender

Name	AVAILA BK
Address	CARROLL, IA 51401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$261,100 (+12.59%) Land $40,900 Building $220,200	$261,100 (+12.59%) Land $40,900 Building $220,200
2024	$4,656.00 (+13.62%)
2023		$231,900 Land $35,700 Building $196,200	$231,900 Land $35,700 Building $196,200
2020	$4,098.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000

May also be available: CenturyLink, Metronet, Verizon.

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