2905 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2905 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,197 sqft · built 2003
Lot Size	0.079 acres (3,444 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Mar 2007)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`025-803-039`

Property Details

APN / Parcel Number

Primary APN	`025-803-039`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,197 sqft Living Area

Exterior

Year Built	Built 2003
Construction Type	Wood
Lot Area	3,444 sqft (0.079 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2905 COTTAGE LN
City	PASO ROBLES
State	CA
Zip	93446-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CY PR TR 2376 LT 79
Legal Tract	2376
Legal Lot Number	79
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1036
Census Tract	10207

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2905 COTTAGE LN, PASO ROBLES, CA 93446-6382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 19, 2018	Quit Claim Deed, Transfer TITLE SOURCE
Jan 19, 2018	Intrafamily Transfer, Transfer TITLE SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2007 · Amount on Record
Deed Sale	Mar 30, 2007 · Amount on Record
Prior Sale	Jan 19, 2018
Deed Document Number	0000021355
Last Transfer Date	Apr 22, 2021
Transfer Doc	0000030166
Record Updated	Jun 7, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 22, 2021
Property Address	2905 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000030166
Map Reference	MB 19 PG 72
Instrument Date	Mar 31, 2021
Instrument	2021030166
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 COTTAGE LN, PASO ROBLES, CA 93446-6382

Mortgage

Document Number	0000030167
Date	Apr 22, 2021
Instrument	2021030167

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2018
Property Address	2905 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000002282
Instrument Date	Jan 9, 2018
Instrument	2282
Transaction Type	Transfer
Record Updated	Jan 30, 2018
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2905 COTTAGE LN PASO ROBLES CA 934466382, PASO ROBLES, CA 93446-6382

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 19, 2018
Property Address	2905 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000002283
Map Reference	MB19 PG72
Instrument Date	Jan 9, 2018
Instrument	2018002283
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE SOURCE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 COTTAGE LN, PASO ROBLES, CA 93446-6382

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,478.00 (+4.48%)	$440,772 (+4.04%) Land $214,358 Building $226,414
2023	$5,243.00 (+2.36%)	$423,658 Land $206,035 Building $217,623
2022	$5,122.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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