2848 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2848 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,339 sqft · built 2005
Lot Size0.071 acres (3,133 sqft)
OwnerOwner Name on File
Last Sale$292,000 (Aug 2014)
Tax Bill$4,696 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN025-803-001

Property Details

APN / Parcel Number

Primary APN025-803-001
Alternative APN
  • 025397041

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area1,339 sqft Living Area

Exterior

Year BuiltBuilt 2005
Construction TypeWood
Lot Area3,133 sqft (0.071 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number025397041
Street Address2848 COTTAGE LN
CityPASO ROBLES
StateCA
Zip93446-6381
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY PR TR 2376 LT 41
Legal SubdivisionRIVER OAKS
Legal Tract2376
Legal Lot Number41
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group1
Census Block1036
Census Tract10207

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address2848 COTTAGE LN, PASO ROBLES, CA 93446-6381
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 11, 2014 · Amount on Record
Deed SaleAug 11, 2014 · Amount on Record
Prior SaleSep 12, 2008
Deed Document Number2014032342
Record UpdatedJun 7, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2848 COTTAGE LN, PASO ROBLES, CA 93446-6381
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035178
DateAug 26, 2019
Instrument2019035178
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$4,696.00 (+4.68%)$370,158 (+4.04%) Land $150,226 Building $219,932
2023$4,486.00 (+2.49%)$355,787 Land $144,394 Building $211,393
2022$4,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASO ROBLES WATER DIVISION
serves 31,176 people · EPA ID CA4010007
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Ranch WiFi
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Verizon.

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