San Luis Obispo County property record for 2907 Cottage Ln, Paso Robles, CA 93446 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,605 sqft · built 2003 |
| Lot Size | 0.069 acres (2,993 sqft) |
| Owner | Company Name on File |
| Last Sale | $661,500 (Jul 2023) |
| Tax Bill | $8,068 (2025) |
| Deeds & Mortgages | Nov 2023 Sale Jul 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-803-038 |
| Primary APN | 025-803-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,605 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 2,993 sqft (0.069 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2907 COTTAGE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY PR TR 2376 LT 78 |
| Legal Subdivision | 2376 RIVER OAKS |
| Legal Tract | 2376 |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10207 |
Source: San Luis Obispo County records · APN 025-803-038
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3144 CIELO GRANDE, ATASCADERO, CA 93422-1560 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Nov 30, 2023 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Jul 11, 2023 | Grant Deed, Transfer PLACER TITLE COMPANY |
| Apr 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| May 10, 2019 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 19, 2017 | Grant Deed, Transfer · Conventional with PMI OPES ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on Record |
| Deed Sale | Jul 11, 2023 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 202319385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 30, 2023 |
| Property Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000035831 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2023035831 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3144 CIELO GRANDE, ATASCADERO, CA 93422-1560 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 11, 2023 |
| Property Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000019385 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023019385 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3144 CIELO GRANDE, ATASCADERO, CA 93422-1560 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000032740 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021032740 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 10, 2019 |
| Property Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000017308 |
| Map Reference | MB 19 PG 72 |
| Instrument Date | May 07, 2019 |
| Instrument | 2019017308 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000017309 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 2019017309 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | May 19, 2017 |
| Property Address | 2907 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000021772 |
| Instrument Date | May 08, 2017 |
| Instrument | 21772 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2017 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $418.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9124 DANBY AVE SANTA FE SPRINGS CA 906702339, SANTA FE SPRINGS, CA 90670-2339 |
| Document Number | 21773 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 21773 |
| Name | OPES ADVISORS |
|---|---|
| Address | CUPERTINO, CA 95014 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2047 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,068.00 (+1.96%) | $674,628 (+46.67%) Land $280,500 Building $394,128 |
| 2024 | $7,913.00 (+40.1%) | |
| 2023 | $5,648.00 (+2.3%) | $459,973 (+2%) Land $192,996 Building $266,977 |
| 2022 | $5,521.00 | $450,955 Land $189,212 Building $261,743 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790102071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023, river or lake flooding, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 216 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Ranch WiFi | Fixed Wireless (unlicensed) | 100 / 20 |
| Surfnet Communications | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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