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2812 Stearns Rd, Valrico, FL 33596 Property Records

Hillsborough County property record for 2812 Stearns Rd, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 5,377 sqft · built 1989
Lot Size1.36 acres (59,666 sqft)
Owner2 Individual Names on Record
Last Sale$570,000 (Oct 2018)
Tax Bill$1,877 (2025)
Deeds & MortgagesOct 2018 Sale & Mortgage
Flood ZoneZone A (high risk)
APN087466-0200

Property Details

APN / Parcel Number

Primary APN087466-0200
Alternative APN
  • U083021ZZZ000004312000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,377 sqft Living Area
Gross Area6,057 sqft
1st Floor Area1,267 sqft
2nd Floor Area2,900 sqft
Upper Floors Area60 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2007
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area59,666 sqft
Lot Dimensions437 ft deep x 150 ft wide

Exterior Amenities

Pool Area450 sqft
PorchFlorida Room
Porch Area1,830 sqft
Deck Area374 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0874660200
Street Address2812 STEARNS RD
CityVALRICO
StateFL
Zip33596-6460
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAS-1
Legal DescriptionW 150 FT OF S 437 FT OF N 1325 FT OF NW 1/4 LESS ROAD R/W
Legal Range21E
Legal Township30S
Legal Section08
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block4
Legal Lot Number31200
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1010
Census Tract13208

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2812 STEARNS RD, VALRICO, FL 33596-6460
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 5, 2018 · Amount on Record
Deed SaleOct 5, 2018 · Amount on Record
Deed Document Number2018406553
Deed Book / Page26119 / 1926
Record UpdatedOct 29, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateOct 5, 2018
Property Address2812 STEARNS RD, VALRICO, FL 33596-6460
Document Number0000406553
Book / Page26119 / 1926
Instrument DateOct 5, 2018
Instrument2018406553
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyALL AMERICAN TITLE AFFILIATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address530 4TH AVE W # W106, 530, SEATTLE, WA 98119-5911

Transferred To (Grantee/Buyer)

NameVerified Name
Address2812 STEARNS RD, VALRICO, FL 33596-6460

Mortgage

Document Number0000406554
DateOct 5, 2018
Instrument2018406554
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,703 (+251.22%)$579,028 (+243.66%) Land $155,187 Building $423,841
2025$1,877.00 (-71.62%) Homeowner's exemption Veteran's exemption$116,935 (-70.21%)$168,488 (-68.84%) Land $141,692 Building $26,796
2023$6,614.00 (+3.9%) Homeowner's exemption$392,476 (+3%)$540,743 (+5.65%) Land $121,450 Building $419,293
2022$6,366.00 Homeowner's exemption$381,045$511,845 Land $101,209 Building $410,636

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims12 (1997–2024)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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