Champaign County property record for 2904 River Oak Dr, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.326 acres (14,179 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $459,000 (Jul 2026) |
| Tax Bill | $11,819 (2025) |
| Deeds & Mortgages | Jul 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-20-27-301-007 |
| Primary APN | 46-20-27-301-007 |
|---|
| Lot Area | 14,179 sqft (0.326 acres) |
|---|
| Street Address | 2904 RIVER OAK DR |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-7578 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 297 CHERRY HILLS 7TH ADD |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 27 |
| Legal Subdivision | CHERRY HILLS 7TH ADD |
| Legal Lot Number | 297 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 1204 |
2904 River Oak Dr is owned and occupied by two individuals who bought it in July 2026.
Source: Champaign County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2904 RIVER OAK DR, CHAMPAIGN, IL 61822-7578 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2026 · Amount on File |
| Deed Sale | Jul 28, 2026 · Amount on File |
| Deed Document Number | 202611658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Jul 28, 2026 |
| Property Address | 2904 RIVER OAK DR, CHAMPAIGN, IL 61822-7578 |
| Document Number | 0000011658 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202611658 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $69,538.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2904 RIVER OAK DR, CHAMPAIGN, IL 61822-7578 |
The 2025 property tax bill for 2904 River Oak Dr was $11,819 with exemptions applied, up 9.2% from the year before.
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,819.00 (+9.16%) | $151,650 Land $27,550 Building $124,100 | $454,950 Land $82,650 Building $372,300 |
| 2024 | $10,827.00 | ||
| 2022 | $9,431.00 Homeowner's exemption | $113,560 Land $20,630 Building $92,930 | $340,680 Land $61,890 Building $278,790 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2904 River Oak Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2904 River Oak Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Mediacom Xtream, Nextlink.
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