2902 River Oak Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2902 River Oak Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.386 acres (16,820 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Nov 2019)
Tax Bill	$6,566 (2024)
Deeds & Mortgages	Mar 2023 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-27-301-006`

Property Details

APN / Parcel Number

Primary APN	`46-20-27-301-006`

Exterior

Lot Area	16,820 sqft (0.386 acres)

Location & Zoning

Street Address	2902 RIVER OAK DR
City	CHAMPAIGN
State	IL
Zip	61822-7578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 296 CHERRY HILLS 7TH ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS 7TH ADD
Legal Lot Number	296
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1032
Census Tract	1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 PEBBLEBROOK CT, BLOOMINGTON, IL 61705-6300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Transfer on Death Deed, Transfer
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NEIGHBOR BANK NA
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST NEIGHBOR BANK NA
Nov 6, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2019 · Amount on Record
Deed Sale	Nov 6, 2019 · Amount on Record
Deed Document Number	201918748
Last Transfer Date	Mar 27, 2023
Transfer Doc	0000003837
Record Updated	Sep 20, 2026

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 30, 2023
Property Address	2902 RIVER OAK DR, CHAMPAIGN, IL 61822-7578
Document Number	0000003837
Map Reference	MB BB PG 249
Instrument Date	Mar 27, 2023
Instrument	2023R03837
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2902 RIVER OAK DR, CHAMPAIGN, IL 61822-7578

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2902 RIVER OAK DR, CHAMPAIGN, IL 61822-7578
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023247
Date	Sep 29, 2021
Instrument	2021R23247

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank
Address	GREENUP, IL 62428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 7, 2020
Property Address	2902 RIVER OAK DR, CHAMPAIGN, IL 61822-7578
Document Number	0000002051
Map Reference	MB BB PG 249
Instrument Date	Jan 31, 2020
Instrument	2020R02051
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2902 RIVER OAK DR, CHAMPAIGN, IL 61822-7578

Mortgage

Document Number	0000002052
Date	Feb 7, 2020
Instrument	2020R02052

Lender

Name	FIRST NEIGHBOR BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 6, 2019
Property Address	2902 RIVER OAK DR, CHAMPAIGN, IL 61822-7578
Document Number	0000018748
Instrument Date	Oct 15, 2019
Instrument	18748
Transaction Type	Foreclosure
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$173.00
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2602 CHERRY HILLS DR CHAMPAIGN IL 618227536, CHAMPAIGN, IL 61822-7536

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$99,080 (+33.55%) Land $27,550 Building $71,530	$297,240 (+33.55%) Land $82,650 Building $214,590
2024	$6,566.00 (+16.71%)
2022	$5,626.00 Homeowner's exemption Senior Citizen's exemption	$74,190 Land $20,630 Building $53,560	$222,570 Land $61,890 Building $160,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink.

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