2902 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2902 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,222 sqft · built 2020
Lot Size	0.204 acres (8,889 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,943 (Jun 2020)
Tax Bill	$4,012 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-027.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-027.00`
Alternative APN	`96948`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,222 sqft Living Area
Gross Area	2,696 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,889 sqft (0.204 acres)
Garage Area	432 sqft
Porch	Porch
Porch Area	240 sqft
Patio Area	264 sqft

Location & Zoning

Account Number	96948
Street Address	2902 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.194 ACRES
Legal Subdivision	FINAL PLAT WALNUT CREEK PHASE 3D 2 MAP 1
Legal Block	3D-33
Legal Lot Number	3D-33
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2902 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 26, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on Record
Deed Sale	Jun 26, 2020 · Amount on Record
Prior Sale	Jan 17, 2020 · Amount on Record
Deed Document Number	202010200
Deed Book / Page	1341 / 51
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2902 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015416
Date	Nov 13, 2025
Book Page	5463/216
Instrument	2025015416

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	100 N TRYON ST, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2055

Interest

Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2902 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014070
Date	Nov 8, 2023
Book Page	5049/206
Instrument	2023014070

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 26, 2020
Property Address	2902 BRIDGEWATER ST, LANCASTER, SC 29720-0255
Document Number	0000010200
Book / Page	1341 / 51
Map Reference	MB 2018 PG 248
Instrument Date	Jun 25, 2020
Instrument	2020010200
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2022
Title Company	DHI MORTGAGE COMPANY LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,269.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2902 BRIDGEWATER ST, LANCASTER, SC 29720-0255

Mortgage

Document Number	0000010216
Date	Jun 26, 2020
Instrument	2020010216

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,012.00 (+11.91%)	$17,370 (+26.6%) Land $1,552 Building $15,818	$634,200 (+84.9%) Land $75,000 Building $559,200
2024	$3,585.00 (+2.52%)
2023	$3,497.00	$13,720 Land $1,600 Building $12,120	$343,000 Land $40,000 Building $303,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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