2895 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2895 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,764 sqft · built 2018
Lot Size	0.193 acres (8,438 sqft)
Owner	Company Name on File
Last Sale	$443,000 (Apr 2021)
Tax Bill	$10,581 (2025)
Deeds & Mortgages	Jan 2023 Transfer Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-041.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-041.00`
Alternative APN	`96962`

Interior

Full Baths	4 Baths
Stories	3 Stories
Building Area	3,764 sqft Living Area
Gross Area	3,082 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,438 sqft (0.193 acres)
Garage Area	610 sqft

Location & Zoning

Account Number	96962
Street Address	2895 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.194 ACRES
Legal Block	3D-47
Legal Lot Number	3D-47
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

2895 Bridgewater St is owned by a company that acquired it in January 2023.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	2895 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 6, 2021	Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Apr 26, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	20217002
Deed Book / Page	1423 / 133
Last Transfer Date	Jan 20, 2023
Transfer Doc	0000000811
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER SC
Recording Date	Jan 20, 2023
Property Address	2895 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000000811
Book / Page	1628 / 204
Map Reference	MB 2018 PG 248
Instrument Date	Jan 20, 2022
Instrument	2023000811
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2895 BRIDGEWATER ST, LANCASTER, SC 29720-0323

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 6, 2021
Property Address	2895 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000007002
Book / Page	1423 / 133
Map Reference	MB 2018 PG 248
Instrument Date	Apr 5, 2021
Instrument	2021007002
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,639.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2895 BRIDGEWATER ST, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000007003
Date	Apr 6, 2021
Instrument	2021007003

Lender

Name	T2 FINANCIAL LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Apr 26, 2019
Property Address	2895 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000005771
Book / Page	1228 / 251
Map Reference	MB 2018 PG 248
Instrument Date	Apr 19, 2019
Instrument	2019005771
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,278.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2895 BRIDGEWATER STREET, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000005772
Date	Apr 26, 2019
Instrument	2019005772

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2895 Bridgewater St was $10,581, up 11.4% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,581.00 (+11.4%)	$27,814 Land $3,193 Building $24,621	$653,300 Land $75,000 Building $578,300
2024	$9,498.00 (+0.96%)
2023	$9,408.00	$24,186 Land $2,400 Building $21,786	$403,100 Land $40,000 Building $363,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2895 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 Bridgewater St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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