2887 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2887 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,302 sqft · built 2019
Lot Size	0.281 acres (12,274 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Dec 2020)
Tax Bill	$4,164 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-040.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-040.00`
Alternative APN	`96961`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,302 sqft Living Area
Gross Area	2,604 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,274 sqft (0.281 acres)
Garage Area	432 sqft

Location & Zoning

Account Number	96961
Street Address	2887 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.282 ACRES
Legal Subdivision	WALNUT CREEK
Legal Block	3D-46
Legal Lot Number	3D-46
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

2887 Bridgewater St is owned and occupied by two individuals who bought it in December 2020.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2887 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FOUNDERS FCU
Dec 9, 2020	Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Feb 21, 2019	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on File
Deed Sale	Dec 9, 2020 · Amount on File
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	202022247
Deed Book / Page	1389 / 139
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2887 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000285
Date	Jan 9, 2024
Book Page	5072/285
Instrument	2024000285

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 5, 2039

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 9, 2020
Property Address	2887 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000022247
Book / Page	1389 / 139
Map Reference	MB 218 PG 248
Instrument Date	Dec 8, 2020
Instrument	2020022247
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	BLACKHAWK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2887 BRIDGEWATER ST, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000022248
Date	Dec 9, 2020
Instrument	2020022248

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2019: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	Feb 21, 2019
Property Address	2887 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000002482
Book / Page	1211 / 317
Map Reference	MB 2018 PG 248
Instrument Date	Feb 20, 2019
Instrument	2019002482
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,209.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 BRIDGEWATER STREET, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000002483
Date	Feb 21, 2019
Instrument	2019002483

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2887 Bridgewater St was $4,164, up 5.8% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,164.00 (+5.82%)	$18,404 Land $2,304 Building $16,100	$599,100 Land $75,000 Building $524,100
2024	$3,935.00 (+2.34%)
2023	$3,845.00	$16,004 Land $1,600 Building $14,404	$400,100 Land $40,000 Building $360,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2887 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2887 Bridgewater St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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