2901 Windermere Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2901 Windermere Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,284 sqft · built 1948
Lot Size0.192 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$127,500 (Nov 2018)
Tax Bill$6,732 (2025)
Deeds & MortgagesNov 2018 Sale & Mortgage
Jan 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN421500 60.54-1-25

Property Details

APN / Parcel Number

Primary APN421500 60.54-1-25
Alternative APN
  • 150006005400010250000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,284 sqft Living Area
1st Floor Area868 sqft
Upper Floors Area416 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space
Pool TypeAbove-Ground Pool
Pool Area254 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2901 WINDERMERE RD
CitySCHENECTADY
StateNY
Zip12304-3649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description1 WOOD AND GARAGE
Legal SubdivisionMAP OF KINGS GARDENS
Legal Block1
Legal Lot Number25.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2013
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2901 WINDERMERE RD, SCHENECTADY, NY 12304-3649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2018Deed, Transfer · FHA Mortgage
CITIZENS BANK NA
Jan 9, 2018Quit Claim Deed, Transfer
NATIONWIDE COURT SERVICES
Jul 21, 2017Trustee's Deed, Foreclosure
NATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2018 · Amount on Record
Deed SaleNov 13, 2018 · Amount on Record
Prior SaleJan 9, 2018 · Amount on Record
Deed Document Number201850086
Deed Book / Page1999 / 790
Prior Transfer DateJun 25, 2007
Prior Transfer Doc1763000369
Record UpdatedJun 8, 2026

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateNov 13, 2018
Property Address2901 WINDERMERE RD, SCHENECTADY, NY 12304-3649
Document Number0000050086
Book / Page1999 / 790
Instrument DateOct 19, 2018
Instrument201850086
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3826 CARMAN RD, 3826, SCHENECTADY, NY 12303-5608

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 CRESCENT DR, ALBANY, NY 12208-1239

Mortgage

Document Number0000050087
DateNov 13, 2018
Instrument201850087
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2048

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJan 9, 2018
Property Address2901 WINDERMERE RD, SCHENECTADY, NY 12304-3649
Document Number0000001377
Book / Page001979 / 000288
Instrument DateDec 29, 2017
Instrument1377
Transaction TypeTransfer
Record UpdatedJan 18, 2018
Title CompanyNATIONWIDE COURT SERVICES

Transaction

AmountAmount Recorded
Tax$240.00
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3826 CARMAN RD SCHENECTADY NY 123035608, SCHENECTADY, NY 12303-5608

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateJul 21, 2017
Property Address2901 WINDERMERE RD, SCHENECTADY, NY 12304-3649
Document Number0000032626
Book / Page001967 / 000403
Instrument DateJun 7, 2017
Instrument32626
Transaction TypeForeclosure
Record UpdatedAug 22, 2017
Title CompanyNATIONWIDE COURT SERVICES, NATIONWIDE COURT SVCS

Transaction

AmountAmount Recorded
Tax$609.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address14221 DALLAS PKWY #1000 DALLAS TX 752542946, 1000, DALLAS, TX 75254-2946
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,732.00 (+4.19%)$137,700 (-) Land $20,700 Building $117,000$228,018 (+30.82%) Land $34,277 Building $193,741
2023$137,700 (-) Land $20,700 Building $117,000$174,304 (+3.8%) Land $26,203 Building $148,101
2022$137,700 Land $20,700 Building $117,000$167,927 Land $25,244 Building $142,683
2021$6,461.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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