2893 Windermere Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2893 Windermere Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,409 sqft · built 1948
Lot Size	0.192 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Nov 2019)
Tax Bill	$6,660 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Jul 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 60.54-1-27`

Property Details

APN / Parcel Number

Primary APN	`421500 60.54-1-27`
Alternative APN	`150006005400010270000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,409 sqft Living Area
1st Floor Area	950 sqft
Upper Floors Area	459 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,400 sqft (0.192 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2893 WINDERMERE RD
City	SCHENECTADY
State	NY
Zip	12304-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD AND GARAGE
Legal Subdivision	KINGS GARDENS
Legal Block	1
Legal Lot Number	27.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2013
Census Tract	21802

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2893 WINDERMERE RD, SCHENECTADY, NY 12304-3649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed, Transfer · Conventional Mortgage SUNMARK FCU
Jul 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	201951946
Deed Book / Page	2024 / 564
Prior Transfer Date	Nov 15, 2019
Prior Transfer Doc	0000051946
Record Updated	Jun 8, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 18, 2019
Property Address	2893 WINDERMERE RD, SCHENECTADY, NY 12304-3649
Document Number	0000051946
Book / Page	2024 / 564
Instrument Date	Nov 15, 2019
Instrument	201951946
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2632 2ND AVE, SCHENECTADY, NY 12303-3181

Mortgage

Document Number	0000051951
Date	Nov 18, 2019
Instrument	201951951

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 20, 2017
Property Address	2893 WINDERMERE RD, SCHENECTADY, NY 12304-3649
Document Number	0000032502
Book / Page	001967 / 000355
Instrument Date	Jul 11, 2017
Instrument	32502
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2632 2ND AVE SCHENECTADY NY 123033181, SCHENECTADY, NY 12303-3181

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,660.00 (+3.87%)	$139,400 (-) Land $20,900 Building $118,500	$230,833 (+30.82%) Land $34,608 Building $196,225
2023		$139,400 (-) Land $20,900 Building $118,500	$176,456 (+3.8%) Land $26,456 Building $150,000
2022		$139,400 Land $20,900 Building $118,500	$170,000 Land $25,488 Building $144,512
2021	$6,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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