2844 Windermere Rd, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2844 Windermere Rd, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,514 sqft · built 1940
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$196,500 (Dec 2022)
Tax Bill	$6,312 (2026)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`421500 60.53-1-42`

Property Details

APN / Parcel Number

Primary APN	`421500 60.53-1-42`
Alternative APN	`150006005300010420000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	953 sqft
Upper Floors Area	561 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2844 WINDERMERE RD
City	SCHENECTADY
State	NY
Zip	12304-3629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	1 WOOD
Legal Subdivision	PINEY PARK
Legal Block	1
Legal Lot Number	42.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2011
Census Tract	21802

Owner

2844 Windermere Rd is owned and occupied by an individual who bought it in December 2022.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2844 WINDERMERE RD, SCHENECTADY, NY 12304-3629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · FHA Mortgage SUNMARK FCU
Dec 20, 2022	Redemption Deed, Transfer
Dec 20, 2022	Redemption Deed, Transfer
Nov 17, 2020	Deed, Transfer · FHA Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on File
Deed Sale	Dec 19, 2022 · Amount on File
Prior Sale	Nov 17, 2020 · Amount on File
Deed Document Number	202266977
Deed Book / Page	2099 / 692
Prior Transfer Date	Dec 2, 2014
Prior Transfer Doc	0000058414
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 19, 2022
Property Address	2844 WINDERMERE RD, SCHENECTADY, NY 12304-3629
Document Number	0000066977
Book / Page	2099 / 692
Map Reference	CAB B MAP 43
Instrument Date	Dec 14, 2022
Instrument	202266977
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 WINDERMERE RD, SCHENECTADY, NY 12304-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 10TH AVE, SCHENECTADY, NY 12303-1925

Mortgage

Document Number	0000066978
Date	Dec 19, 2022
Instrument	202266978

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 20, 2022
Property Address	2844 WINDERMERE RD, SCHENECTADY, NY 12304-3629
Document Number	0000067328
Instrument Date	Dec 6, 2022
Instrument	202267328
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Redemption Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2022: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 20, 2022
Property Address	2844 WINDERMERE RD, SCHENECTADY, NY 12304-3629
Document Number	0000067327
Instrument Date	Dec 6, 2022
Instrument	202267327
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 17, 2020
Property Address	2844 WINDERMERE RD, SCHENECTADY, NY 12304-3629
Document Number	0000035986
Book / Page	2045 / 960
Map Reference	CAB B MAP 43
Instrument Date	Nov 3, 2020
Instrument	202035986
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LEGACY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2844 WINDERMERE RD, 2844, SCHENECTADY, NY 12304-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 KELTON AVE, SCHENECTADY, NY 12304-2600

Mortgage

Document Number	0000035987
Date	Nov 17, 2020
Instrument	202035987

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0000035988
Date	Nov 17, 2020
Book Page	5041/648
Instrument	202035988

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2844 Windermere Rd was $6,312, up 2% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,312.00 (+1.99%)
2025	$6,189.00	$127,900 Land $19,200 Building $108,700	$211,790 Land $31,793 Building $179,997
2023		$127,900 (-) Land $19,200 Building $108,700	$161,899 (+3.8%) Land $24,304 Building $137,595
2022		$127,900 Land $19,200 Building $108,700	$155,976 Land $23,415 Building $132,561
2021	$5,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2844 Windermere Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2844 Windermere Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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