2865 Surf Ave, Lorain, OH 44053 Property Records

Lorain County property record for 2865 Surf Ave, Lorain, OH 44053

Property Summary

Property TypeDuplex
Details8 bd · 3 ba · 2,674 sqft · built 2001
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on File
Last Sale$160,000 (Oct 2002)
Tax Bill$1,931 (2025)
Flood ZoneZone X (minimal risk)
APN02-02-021-112-011

Property Details

APN / Parcel Number

Primary APN02-02-021-112-011

Interior

Bedrooms8 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms14 Rooms
Units2 Units
Stories2 Stories
Building Area2,674 sqft Living Area
Gross Area2,959 sqft
1st Floor Area1,000 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions110 ft deep x 34 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchStoop
Porch Area90 sqft
Patio Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2865 SURF AVE
CityLORAIN
StateOH
Zip44053-1538
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionON ERIE BEACH 34 X 100
Legal SubdivisionON ERIE BEACH
Legal Tract02
Legal Block112
Legal Lot NumberH 11
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2005
Census Tract22601

Owner

Source: Lorain County records · APN 02-02-021-112-011

Assessment roll updated May 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4042 FIELDING DR, NORTH OLMSTED, OH 44070-1934
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 22, 2002 · Amount on Record
Deed SaleOct 22, 2002 · Amount on Record
Prior SaleOct 18, 2000 · Amount on Record
Deed Document Number2002863349
Record UpdatedJun 08, 2026

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,931.00 (-4.92%)$48,090 (+0.01%) Land $5,000 Building $43,090$137,380 (-) Land $14,280 Building $123,100
2024$2,031.00 (-5.84%)$48,083 (+17.74%) Land $4,998 Building $43,085$137,380 (+17.74%) Land $14,280 Building $123,100
2023$2,157.00 (+0.84%)$40,838 (%) Land $3,255 Building $37,583$116,680 (-) Land $9,300 Building $107,380
2022$2,139.00$40,840 Land $3,260 Building $37,580
2021$116,680 Land $9,300 Building $107,380

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims19 (1987–2023)
Claims Outside the SFHA5 of 19
Most Recent ClaimAug 2023 · river or lake flooding
Claims by Event
  • Hurricane Katrina Evacuation, Sep 2005 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 418 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLORAIN CITY PWS
serves 64,152 people
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Surf Ave

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