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2901 Summer Winds Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2901 Summer Winds Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 2000
Lot Size0.203 acres (8,886 sqft)
OwnerIndividual Name on File
Last Sale$359,900 (Mar 2024)
Tax Bill$4,471 (2025)
Deeds & MortgagesMar 2024 Mortgage
Feb 2024 Sale
Flood ZoneZone X (moderate risk)
APN81641

Property Details

APN / Parcel Number

Primary APN81641
Alternative APN
  • 032630059000010010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Heated Area
Gross Area1,906 sqft
1st Floor Area1,274 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,886 sqft (0.203 acres)
Lot Dimensions100 ft deep x 77 ft wide
Garage TypeFinished
Garage Area361 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area271 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number81641
Street Address2901 SUMMER WINDS CIR
CitySAINT CLOUD
StateFL
Zip34769-6341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEVIEW VILLAGE PB 10 PG 46 LOT 1
Legal Range30E
Legal Township26S
Legal Section03
Legal SubdivisionLAKEVIEW VILLAGE
Legal Tract590
Legal Block1
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2004
Census Tract43203

Owner

Source: Osceola County records · APN 81641

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2901 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 08, 2024Warranty Deed, Transfer
INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Prior SaleFeb 08, 2024 · Amount on Record
Deed Document Number2024034286
Deed Book / Page6566 / 892
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2901 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address2901 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341

Mortgage

Document Number0065660894
DateMar 15, 2024
Book Page6566/894
Instrument2024034287
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 08, 2024
Property Address2901 SUMMER WINDS CIR, SAINT CLOUD, FL 34769-6341
Document Number0065470882
Book / Page6547 / 882
Map ReferenceMB 10 PG 46
Instrument DateFeb 02, 2024
Instrument2024017306
Transaction TypeTransfer
Record UpdatedFeb 26, 2024
Title CompanyINSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,470.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9321 HEMINGFORD CT, CHARLOTTE, NC 28277-3519

Transferred To (Grantee/Buyer)

NameVerified Name
Address14680 WESTERLY DR APT 5202, 5202, WINTER GARDEN, FL 34787-8342

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,471.00 (+390.78%) Homeowner's exemption$292,700 (+199.38%) Land $55,000 Building $237,700$292,700 (+12.49%) Land $55,000 Building $237,700
2023$911.00 (-3.29%) Homeowner's exemption Disabled Person's exemption$97,768 (+3%)$260,200 (+20.85%) Land $50,000 Building $210,200
2022$942.00 Homeowner's exemption Disabled Person's exemption$94,921$215,300 Land $45,000 Building $170,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 71 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017, Hurricane Irma
Claims By Storm
  • Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 420 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: AT&T, Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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