2900 Kettering Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2900 Kettering Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,199 sqft · built 1992
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$241,500 (Jul 2015)
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A913000711`

Property Details

APN / Parcel Number

Primary APN	`A913000711`
Alternative APN	`3-0004-6674-00-0145.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,199 sqft Living Area
1st Floor Area	2,199 sqft
Basement Area	2,154 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	35 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A913000711
Old Parcel Number	A913000711
Street Address	2900 KETTERING DR
City	SAINT CHARLES
State	MO
Zip	63303-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADFORD PL #2 LOT 145
Legal Range	04E
Legal Township	46N
Legal Subdivision	BRADFORD PL #2
Legal Lot Number	145
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	1
Census Block	1000
Census Tract	311211

Owner

Source: St. Charles County records · APN A913000711

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2900 KETTERING DR, SAINT CHARLES, MO 63303-5420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2015 · Amount on Record
Deed Sale	Jul 07, 2015 · Amount on Record
Prior Sale	Jul 10, 2003
Deed Document Number	0063842049
Deed Book / Page	6384 / 2049
Record Updated	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2900 KETTERING DR, SAINT CHARLES, MO 63303-5420
Document Number	0000065100
Instrument Date	Jul 08, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2900 KETTERING DR ST CHARLES MO 633035420, ST CHARLES, MO 63303-5420

Mortgage

Document Number	0000065100
Date	Sep 04, 2020
Instrument	65100

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 03, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,743.00 (+23.32%)	$82,504 (+14.09%)	$434,231 (+14.09%) Land $70,000 Building $364,231
2023		$72,317 (+19.65%)
2022	$3,846.00	$60,439	$380,614 (+19.65%) Land $55,000 Building $325,614
2021			$318,099 Land $55,000 Building $263,099

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	12 (1979–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 415 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST CHARLES PWS serves 78,961 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.