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2844 Kettering Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2844 Kettering Dr, Saint Charles, MO 63303 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,978 sqft · built 1993
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$381,000 (Mar 2021)
Tax Bill$4,158 (2024)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA933000581

Property Details

APN / Parcel Number

Primary APNA933000581
Alternative APN
  • 3-0004-6909-00-0103.0000000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,978 sqft Living Area
Gross Area4,106 sqft
1st Floor Area1,778 sqft
Basement Area1,778 sqft
Finished Basement1,200 sqft
Unfinished Basement578 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area52 sqft
Deck AreaDeck Area
Patio Area306 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA933000581
Street Address2844 KETTERING DR
CitySAINT CHARLES
StateMO
Zip63303-5462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PL #4 LOT 103
Legal SubdivisionBRADFORD PL #4
Legal Lot Number103
JurisdictionST CHARLES MO
Township / Civil DivisionZUMBEHL
Census Block Group1
Census Block1000
Census Tract311211

Owner

Source: St. Charles County records · APN A933000581

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2844 KETTERING DR, SAINT CHARLES, MO 63303-5462
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2021 · Amount on Record
Deed SaleMar 23, 2021 · Amount on Record
Prior SaleDec 14, 2004 · Amount on Record
Deed Document Number202125458
Prior Transfer DateOct 11, 2013
Prior Transfer Doc0061131251
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateMar 23, 2021
Property Address2844 KETTERING DR, SAINT CHARLES, MO 63303-5462
Document Number2021R025458
Map ReferenceMB 31 PG 102&103
Instrument DateMar 18, 2021
Instrument2021R-025458
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyINVESTORS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 WOODMERE XING, 516, SAINT CHARLES, MO 63303-0718

Transferred To (Grantee/Buyer)

NameVerified Name
Address2844 KETTERING DR, SAINT CHARLES, MO 63303-5462

Mortgage

Document Number2021R025459
DateMar 23, 2021
Instrument2021R-025459
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$73,426 (+4.61%)$386,451 (+4.61%) Land $70,000 Building $316,451
2024$4,158.00
2023$70,187
2022$369,404 Land $55,000 Building $314,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833112111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims12 (1979–2015)
Claims Outside the SFHA1 of 12
Most Recent ClaimDec 2015, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 415 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
WH i3B Bidco LLC/WH i3B TopcoFiber8,000 / 8,000
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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