St. Charles County property record for 2905 Kettering Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,070 sqft · built 1990 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,280 (Apr 2021) |
| Tax Bill | $4,809 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage May 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000306 |
| Primary APN | A913000306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,070 sqft Living Area |
| Gross Area | 3,998 sqft |
| 1st Floor Area | 2,046 sqft |
| Basement Area | 1,280 sqft |
| Finished Basement | 1,024 sqft |
| Unfinished Basement | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 1,257 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000306 |
|---|---|
| Street Address | 2905 KETTERING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-5450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PL #1 LOT 12 |
| Legal Subdivision | BRADFORD PL #1 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | ZUMBEHL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 311211 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2905 KETTERING DR, SAINT CHARLES, MO 63303-5450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage DAS ACQUISITION |
| May 3, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Oct 28, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Oct 28, 2019 · Amount on Record |
| Deed Document Number | 202132492 |
| Prior Transfer Date | Apr 6, 2021 |
| Prior Transfer Doc | 2021R032492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 13, 2021 |
| Property Address | 2905 KETTERING DR, SAINT CHARLES, MO 63303-5450 |
| Document Number | 2021R032492 |
| Map Reference | MB 30 PG 79 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 2021R-032492 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2905 KETTERING DR, 2905, SAINT CHARLES, MO 63303-5450 |
| Name | Verified Name |
|---|---|
| Address | 2905 KETTERING DR, SAINT CHARLES, MO 63303-5450 |
| Document Number | 2021R032493 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021R-032493 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2905 KETTERING DR, SAINT CHARLES, MO 63303-5450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0069140037 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 6914/0037 |
| Instrument | 20180503000243380 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 28, 2019 |
| Property Address | 2905 KETTERING DR, SAINT CHARLES, MO 63303-5450 |
| Document Number | 0071701610 |
| Book / Page | 007170 / 001610 |
| Instrument Date | Oct 22, 2019 |
| Instrument | 607760 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2905 KETTERING DR ST CHARLES MO 633035450, ST CHARLES, MO 63303-5450 |
| Document Number | 71701612 |
|---|---|
| Date | Oct 28, 2019 |
| Book Page | 007170/001612 |
| Instrument | 607770 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 27, 2049 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $83,664 (-) | $440,339 (-) Land $70,000 Building $370,339 | |
| 2025 | $4,809.00 (+6.84%) | $83,664 (+10.05%) | $440,339 (+10.05%) Land $70,000 Building $370,339 |
| 2024 | $4,501.00 | ||
| 2023 | $76,021 | ||
| 2022 | $400,109 Land $55,000 Building $345,109 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1979–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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