290 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 290 Xavier St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,722 sqft · built 1992
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Aug 2022)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-276`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-276`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	42 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	5,750 sqft
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	290 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8295
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON SUB #1 45.56 X 125
Legal Subdivision	HAMPTON SUBDIVISION #1
Legal Block	101
Legal Lot Number	13
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1004
Census Tract	71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	290 XAVIER ST, ELYRIA, OH 44035-8295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer OHIO REAL TITLE
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	2022005460
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 29, 2022
Property Address	290 XAVIER ST, ELYRIA, OH 44035-8295
Document Number	0000889187
Map Reference	VOL 44 PG 56&57
Instrument Date	Aug 25, 2022
Instrument	2022-0889187
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	290 XAVIER ST, ELYRIA, OH 44035-8295

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	290 XAVIER ST, ELYRIA, OH 44035-8295
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210829835
Date	Jul 21, 2021
Instrument	2021-0829835

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 14, 2017
Property Address	290 XAVIER ST, ELYRIA, OH 44035-8295
Document Number	0000625884
Instrument Date	Apr 11, 2017
Instrument	625884
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$564.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	290 XAVIER ST ELYRIA OH 440358295, ELYRIA, OH 44035-8295

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00	$80,800 (%) Land $20,730 Building $60,070	$230,860 (-) Land $59,240 Building $171,620
2024	$3,805.00 (+31.62%)	$80,801 (+52.28%) Land $20,734 Building $60,067	$230,860 (+52.28%) Land $59,240 Building $171,620
2023	$2,891.00 (+0.38%)	$53,060 (-) Land $13,671 Building $39,389	$151,600 (-) Land $39,060 Building $112,540
2022	$2,880.00	$53,060 Land $13,670 Building $39,390
2021			$151,600 Land $39,060 Building $112,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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