279 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 279 Xavier St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 1992
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-341`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-341`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	125 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	279 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON SUB # 2 73.90 X 125
Legal Subdivision	HAMPTON SUBDIVISION #2
Legal Block	101
Legal Lot Number	42
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

279 Xavier St is owned and occupied by an individual who acquired it in January 2023.

Source: Lorain County records, as of March 20, 2026

Owner of Record	Individual Name on File
Mailing Address	279 XAVIER ST, ELYRIA, OH 44035-8296
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Transfer on Death Deed, Transfer
Jan 30, 2023	Transfer on Death Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2023
Deed Sale	Jan 30, 2023
Prior Sale	Oct 10, 2006 · Amount on File
Deed Document Number	2023090402
Prior Transfer Date	Mar 19, 2010
Prior Transfer Doc	2010-0328376
Record Updated	Jun 8, 2026

January 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 23, 2024
Property Address	279 XAVIER ST, ELYRIA, OH 44035-8296
Document Number	0000001760
Map Reference	VOL 47 PG 45
Instrument Date	Jan 17, 2024
Instrument	2024-0001760
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 XAVIER ST, ELYRIA, OH 44035-8296

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 30, 2023
Property Address	279 XAVIER ST, ELYRIA, OH 44035-8296
Document Number	0000905165
Map Reference	VOL 47 PG 45
Instrument Date	Dec 20, 2022
Instrument	2023-0905165
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	279 XAVIER ST, ELYRIA, OH 44035-8296

Mortgage

Document Number	0000905166
Date	Jan 30, 2023
Instrument	2023-0905166

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 279 Xavier St was $2,933.

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00	$62,280 (+%) Land $18,350 Building $43,930	$177,940 (-) Land $52,440 Building $125,500
2024	$2,933.00 (+5.09%)	$62,279 (+21.57%) Land $18,354 Building $43,925	$177,940 (+21.58%) Land $52,440 Building $125,500
2023	$2,791.00 (+21.03%)	$51,227 (-0.01%) Land $13,388 Building $37,839	$146,360 Land $38,250 Building $108,110
2022	$2,306.00	$51,230 Land $13,390 Building $37,840
2021			$146,360 Land $38,250 Building $108,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 279 Xavier St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 279 Xavier St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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