273 Xavier St, Elyria, OH 44035 Property Records

Lorain County property record for 273 Xavier St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,514 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-342`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-342`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,514 sqft Living Area
1st Floor Area	1,514 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Patio Area	460 sqft
Canopy	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	273 XAVIER ST
City	ELYRIA
State	OH
Zip	44035-8296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON SUB # 2 70 X 125 2/12/16 TOD 2016-0575111
Legal Subdivision	HAMPTON SUB
Legal Block	101
Legal Lot Number	43
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1000
Census Tract	71202

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	273 XAVIER ST, ELYRIA, OH 44035-8296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	273 XAVIER ST, ELYRIA, OH 44035-8296
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 XAVIER ST, ELYRIA, OH 44035-8296

Mortgage

Document Number	0000858283
Date	Jan 11, 2022
Instrument	2022-0858283

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	273 XAVIER ST, ELYRIA, OH 44035-8296
Document Number	0000704774
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 XAVIER ST ELYRIA OH 440358296, ELYRIA, OH 44035-8296

Mortgage

Document Number	0000704774
Date	Feb 19, 2019
Instrument	704774

Lender

Name	CHEMICAL BK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00	$73,210 (-0.01%) Land $17,840 Building $55,370	$209,190 (-) Land $50,980 Building $158,210
2024	$3,447.00 (+14.33%)	$73,217 (+32.33%) Land $17,843 Building $55,374	$209,190 (+32.33%) Land $50,980 Building $158,210
2023	$3,015.00 (+2.41%)	$55,329 (+2.03%) Land $13,017 Building $42,312	$158,080 (+2.03%) Land $37,190 Building $120,890
2022	$2,944.00	$54,230 Land $13,020 Building $41,210
2021			$154,940 Land $37,190 Building $117,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 518 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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