290 Osage Ave, Troy, MO 63379 Property Records

Lincoln County property record for 290 Osage Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,538 sqft · built 2004
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Individual Names on File
Last Sale	$213,600 (Jun 2015)
Tax Bill	$2,508 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-50-16-000-000-007.012`

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.012`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Basement Area	1,538 sqft
Unfinished Basement	1,538 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,606 sqft (0.496 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	290 OSAGE AVE
City	TROY
State	MO
Zip	63379-3184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WATERBROOKE ESTATES PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	12
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3033
Census Tract	810205

Owner

Source: Lincoln County records · APN 15-50-16-000-000-007.012

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	290 OSAGE AVE, TROY, MO 63379-3184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Nov 04, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2015 · Amount on Record
Deed Sale	Jun 01, 2015 · Amount on Record
Prior Sale	May 31, 2012 · Amount on Record
Deed Document Number	20154203
Deed Book / Page	2388 / 602
Prior Transfer Date	Feb 25, 2008
Prior Transfer Doc	2008/0023
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	290 OSAGE AVE, TROY, MO 63379-3184
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2415/0462
Date	Sep 20, 2017
Book Page	2415/0462
Instrument	2017008942

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2032

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	290 OSAGE AVE, TROY, MO 63379-3184
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2454/849
Date	Nov 04, 2020
Book Page	2454/849
Instrument	2020012929

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Sep 01, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,508.00 (+6.81%)	$41,044 (+8.32%) Land $6,080 Building $34,964	$216,020 (+8.32%) Land $32,000 Building $184,020
2023	$2,348.00 (+4.73%)	$37,890 Land $5,130 Building $32,760	$199,420 Land $27,000 Building $172,420
2022	$2,242.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), as of October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138102053, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: SysTec Wireless Communications.

Based on FCC filings for 38 locations within half a mile of this property.

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