Lincoln County property record for 281 Osage Ave, Troy, MO 63379
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,646 sqft · built 2001 |
| Lot Size | 0.306 acres (13,329 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Dec 2006) |
| Tax Bill | $2,505 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-50-16-000-000-007.008 |
| Primary APN | 15-50-16-000-000-007.008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,646 sqft Living Area |
| Basement Area | 1,646 sqft |
| Unfinished Basement | 1,646 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,329 sqft (0.306 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 281 OSAGE AVE |
|---|---|
| City | TROY |
| State | MO |
| Zip | 63379-3178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 WATERBROOKE ESTATES PLAT 1 |
| Legal Range | 01W |
| Legal Township | 49N |
| Legal Section | 16 |
| Legal Subdivision | WATERBROOKE ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | LINCOLN MO |
| Township / Civil Division | BEDFORD |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 810205 |
Source: Lincoln County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 281 OSAGE AVE, TROY, MO 63379-3178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2017 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Aug 18, 2021 | Beneficiary Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2006 · Amount on Record |
| Deed Sale | Dec 6, 2006 · Amount on Record |
| Deed Document Number | 200615335 |
| Deed Book / Page | 1907 / 96 |
| Last Transfer Date | May 31, 2021 |
| Transfer Doc | 002468/529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MO |
| Property Address | 281 OSAGE AVE, TROY, MO 63379-3178 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 02412/0201 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 2412/0201 |
| Instrument | 2017005656 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | LINCOLN MO |
| Recording Date | Aug 18, 2021 |
| Property Address | 281 OSAGE AVE, TROY, MO 63379-3178 |
| Document Number | 002468/529 |
| Book / Page | 2468 / 529 |
| Map Reference | MB 13 PG 59 |
| Instrument Date | May 31, 2021 |
| Instrument | 2021011082 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 281 OSAGE AVE, 281, TROY, MO 63379-3178 |
| Name | Verified Name |
|---|---|
| Address | 1409 WESTIN DR, SAINT PETERS, MO 63303-5824 |
Source: Lincoln County assessment roll, as of September 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Lincoln County |
| Unified School District | Troy R-III School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,505.00 (+1.95%) | $42,948 (+8.3%) Land $6,080 Building $36,868 | $226,040 (+8.3%) Land $32,000 Building $194,040 |
| 2023 | $2,457.00 (+4.73%) | $39,655 Land $5,130 Building $34,525 | $208,710 Land $27,000 Building $181,710 |
| 2022 | $2,346.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
May also be available: Systec Wireless Communications.
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