280 Osage Ave, Troy, MO 63379 Property Records

Lincoln County property record for 280 Osage Ave, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,031 sqft · built 2004
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$46,600 (Nov 2005)
Tax Bill	$2,583 (2025)
Deeds & Mortgages	Nov 2005 Mortgage Jul 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-50-16-000-000-007.013`

Property Details

APN / Parcel Number

Primary APN	`15-50-16-000-000-007.013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,031 sqft Living Area
Basement Area	956 sqft
Unfinished Basement	956 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	280 OSAGE AVE
City	TROY
State	MO
Zip	63379-3184
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 WATERBROOKE ESTATES PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	16
Legal Subdivision	WATERBROOKE ESTATES
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3033
Census Tract	810205

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	280 OSAGE AVE, TROY, MO 63379-3184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2005	Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTAR FUNDING LLC
Jul 25, 2025	Quit Claim Deed, Transfer · Line of Credit PEOPLES SAVINGS BANK OF RHINELAND
Nov 17, 2005	Corporation Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2005 · Amount on Record
Deed Sale	Nov 17, 2005 · Amount on Record
Deed Document Number	200515398
Deed Book / Page	1807 / 898
Record Updated	Oct 29, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	280 OSAGE AVE, TROY, MO 63379-3184
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01807/0926
Date	Nov 17, 2005
Book Page	1807/0926
Instrument	20050015400

Lender

Name	SOUTHSTAR FUNDING LLC
Type	Subprime Lender
Address	ATLANTA, GA 30350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2036

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN MO
Recording Date	Jul 25, 2025
Property Address	280 OSAGE AVE, TROY, MO 63379-3184
Document Number	002512/283
Book / Page	2512 / 283
Map Reference	MB 13 PG 56
Instrument Date	Jul 21, 2025
Instrument	2025005794
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ALL COUNTY TITLE COMPANY, ALL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 LOGAN AVE, DIXON, IL 61021-3354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 HARTFORD PL, SAINT CHARLES, MO 63301-4700

Mortgage

Document Number	2025005795
Date	Jul 25, 2025
Instrument	2025005795

Lender

Name	PEOPLES SAVINGS BANK OF RHINELAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	LINCOLN MO
Recording Date	Nov 17, 2005
Property Address	280 OSAGE AVE, TROY, MO 63379-3184
Document Number	01807/0898
Book / Page	1807 / 0898
Map Reference	MB13 PG56
Instrument Date	Nov 15, 2005
Instrument	20050015398
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 OSAGE AVE, TROY, MO 63379-3184

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,273 (-) Land $6,080 Building $36,193
2025	$2,583.00 (+5.77%)	$42,273 (+7.27%) Land $6,080 Building $36,193	$222,490 (+7.27%) Land $32,000 Building $190,490
2023	$2,442.00	$39,408 Land $5,130 Building $34,278	$207,410 Land $27,000 Building $180,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Systec Wireless Communications.

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