29 Sunset Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 29 Sunset Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,956 sqft · built 1954
Lot Size0.329 acres (14,317 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Sep 2015)
Tax Bill$3,192 (2024)
Deeds & MortgagesApr 2008 Line of Credit
Flood ZoneZone AE (high risk)
APN00490600-000000

Property Details

APN / Parcel Number

Primary APN00490600-000000
Alternative APNs
  • 13623800490600000000
  • 1606847

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,956 sqft Living Area
1st Floor Area1,956 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1994
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,317 sqft (0.329 acres)
Lot Dimensions143 ft deep x 100 ft wide
Garage TypeCovered
Garage Area282 sqft
PorchFlorida Room
Porch Area1,063 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Account Number1606847
Street Address29 SUNSET RD
CityKEY LARGO
StateFL
Zip33037-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 2 LTS 1-2 SUNSET POINT-KEY LARGO PB2-81 OR391-540 OR427-838/39 CASE80-1052-CA-04F/J OR912-2289 OR1174-1828CT OR1201-310/11 OR2101-1398 OR2732-2355LET/ADM OR2744-251/52ORD OR2760-1595
Legal Range38E
Legal Township62S
Legal Section13
Legal SubdivisionSUNSET POINT
Legal Block2
Legal Lot Number1-2
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1041
Census Tract970600

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address29 SUNSET RD, KEY LARGO, FL 33037-2007
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2015 · Amount on Record
Deed SaleSep 14, 2015 · Amount on Record
Prior SaleJan 31, 2015
Deed Document Number20152045397
Deed Book / Page2760 / 1595
Prior Transfer DateJan 31, 2005
Prior Transfer Doc0021011398
Record UpdatedJun 8, 2026

April 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address29 SUNSET RD, KEY LARGO, FL 33037-2007
Document Number0028331375
Instrument DateApr 4, 2008
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyFISERV LENDING SOLUTIONS, FISERV LNDG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 RANDALL RD SHOREHAM NY 117862339, SHOREHAM, NY 11786-2339

Mortgage

Document Number0028331375
DateJan 5, 2017
Book Page002833/001375
Instrument2105496
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 4, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$387,236 (+5.99%)$756,735 (-2.74%) Land $506,249 Building $250,486
2024$3,192.00 (+5.28%)
2023$3,032.00 (+6.31%) Homeowner's exemption$365,363 (+3%)$778,092 (+21.24%) Land $545,191 Building $232,901
2022$2,852.00 Homeowner's exemption$354,722$641,795 Land $408,894 Building $232,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 272 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies272 in force
Nearby Flood Claims100 (1981–2024)
Claims Outside the SFHA9 of 100
Most Recent ClaimMay 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 42 claims
  • Hurricane Wilma, Oct 2005 · 37 claims
  • Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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