29 Spring Rd, Bellingham, WA 98229 Property Records

Whatcom County property record for 29 Spring Rd, Bellingham, WA 98229

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,448 sqft · built 2011
Lot Size	0.09 acres (3,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,000 (Apr 2018)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`370408-073427-0000`

Property Details

APN / Parcel Number

Primary APN	`370408-073427-0000`
Alternative APNs	`550955` `32921`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	2,896 sqft
1st Floor Area	872 sqft
Basement Area	632 sqft
Finished Basement	632 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	3,900 sqft (0.09 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	32921
Street Address	29 SPRING RD
City	BELLINGHAM
State	WA
Zip	98229-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	SUDDEN VALLEY DIV 19 LOT 20
Legal Range	04
Legal Township	37
Legal Section	08
Legal Subdivision	SUDDEN VALLEY DIV 19
Legal Block	1
Legal Lot Number	20
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1016
Census Tract	809

Owner

Source: Whatcom County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 SPRING RD, BELLINGHAM, WA 98229-7644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage SATURNA CAPITAL CORP
Apr 27, 2018	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on Record
Deed Sale	Apr 27, 2018 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	2018403182
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Recording Date	Jun 22, 2026
Property Address	29 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	0000001844
Instrument Date	Jun 16, 2026
Instrument	20261844
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 SPRING RD, BELLINGHAM, WA 98229-7644
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001844,
Date	Jun 22, 2026
Instrument	20261844

Lender

Name	WHATCOM EDUCATIONAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.51%
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	29 SPRING RD, BELLINGHAM, WA 98229-7644
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000600519
Date	Jun 2, 2021
Instrument	2021-0600519

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	29 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2180502691
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	2180502691
Date	May 23, 2018
Instrument	502691

Lender

Name	SATURNA CAPITAL CORP
Address	1300 N STATE ST, BELLINGHAM, WA 98225-4715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 27, 2018
Property Address	29 SPRING RD, BELLINGHAM, WA 98229-7644
Document Number	2180403182
Instrument Date	Apr 23, 2018
Instrument	403182
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,626.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 SPRING RD BELLINGHAM WA 982297644, BELLINGHAM, WA 98229-7644

Mortgage

Document Number	2180403183
Date	Apr 27, 2018
Instrument	403183

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,294.00 (+39.13%)	$583,515 (+17.02%) Land $136,944 Building $446,571	$583,515 (+17.02%) Land $136,944 Building $446,571
2022		$498,636 Land $117,024 Building $381,612	$498,636 Land $117,024 Building $381,612
2021	$3,805.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband.

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