29 River Bluff Rd, Haddam, CT 06438 Property Records

Haddam Town property record for 29 River Bluff Rd, Haddam, CT 06438

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,846 sqft · built 2003
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on File
Last Sale	$1,052,000 (Oct 2019)
Tax Bill	$23,589 (2026)
Deeds & Mortgages	Aug 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S0600001`

Property Details

APN / Parcel Number

Primary APN	`S0600001`
Alternative APN	`HADD M:30 B:024 L:2`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,846 sqft Living Area
Gross Area	9,967 sqft
Basement Area	2,656 sqft
Unfinished Basement	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	119,354 sqft (2.74 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	S0600001
Street Address	29 RIVER BLUFF RD
City	HADDAM
State	CT
Zip	06438-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	24
Legal Lot Number	2
Jurisdiction	HADDAM CT
Township / Civil Division	HADDAM
Census Block Group	3
Census Block	3024
Census Tract	590101

Owner

29 River Bluff Rd is owned and occupied by an individual who acquired it in August 2023.

Source: Haddam Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	29 RIVER BLUFF RD, HADDAM, CT 06438-1342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 18, 2021	Deed of Trust, Mortgage · Balloon Mortgage GUARANTEED RATE INC
Oct 29, 2019	Warranty Deed, Transfer UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on File
Deed Sale	Oct 29, 2019 · Amount on File
Deed Document Number	2019200442
Deed Book / Page	396 / 850
Last Transfer Date	Aug 9, 2023
Transfer Doc	000423-764
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HADDAM CT
Recording Date	Aug 23, 2023
Property Address	29 RIVER BLUFF RD, HADDAM, CT 06438-1342
Document Number	000423-764
Book / Page	423 / 764
Instrument Date	Aug 9, 2023
Instrument	2023000208
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HADDAM CT
Property Address	29 RIVER BLUFF RD, HADDAM, CT 06438-1342
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	406-813
Date	Feb 18, 2021
Book Page	406/813
Instrument	2020211206

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HADDAM CT
Recording Date	Oct 29, 2019
Property Address	29 RIVER BLUFF RD, HADDAM, CT 06438-1342
Document Number	396-850
Book / Page	000396 / 000850
Instrument Date	Sep 26, 2019
Instrument	200442
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RIVER BLUFF RD HADDAM CT 064381342, HADDAM, CT 06438-1342

Mortgage

Document Number	396-855
Date	Oct 29, 2019
Book Page	000396/000855
Instrument	200443

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 29 River Bluff Rd was $23,589, down 2.5% from the year before.

Source: Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Haddam Town
Unified School District	Regional School District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$23,589.00 (-2.52%)	$944,300 (+34.05%) Land $315,420 Building $628,880	$1,134,006 (+129.96%)
2025	$24,198.00	$704,460 Land $315,400 Building $389,060	$493,122 Land $220,780 Building $272,342
2024	$24,198.00 (+1.42%)
2023	$23,860.00 (+4.76%)	$704,460 (-) Land $315,400 Building $389,060
2022	$22,775.00	$704,460 Land $315,400 Building $389,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 River Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 River Bluff Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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