Haddam Town property record for 20 River Bluff Rd, Haddam, CT 06438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,855 sqft · built 2005 |
| Lot Size | 3.96 acres (172,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Apr 2021) |
| Tax Bill | $26,629 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S0600002 |
| Primary APN | S0600002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,855 sqft Living Area |
| Gross Area | 10,791 sqft |
| Basement Area | 2,502 sqft |
| Unfinished Basement | 2,502 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 172,498 sqft (3.96 acres) |
| View / Lot | Waterfront |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Account Number | S0600002 |
|---|---|
| Street Address | 20 RIVER BLUFF RD |
| City | HADDAM |
| State | CT |
| Zip | 06438-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 24 |
| Legal Lot Number | 3 |
| Jurisdiction | HADDAM CT |
| Township / Civil Division | HADDAM |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 590101 |
20 River Bluff Rd is owned and occupied by an individual who bought it in April 2021.
Source: Haddam Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 RIVER BLUFF RD, HADDAM, CT 06438-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on File |
| Deed Sale | Apr 19, 2021 · Amount on File |
| Prior Sale | Oct 1, 2002 · Amount on File |
| Deed Document Number | 20212020211582 |
| Deed Book / Page | 408 / 656 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HADDAM CT |
| Recording Date | Apr 19, 2021 |
| Property Address | 20 RIVER BLUFF RD, HADDAM, CT 06438-1342 |
| Document Number | 408-656 |
| Book / Page | 408 / 656 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2020211582 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2020211583 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2020211583 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 20 River Bluff Rd was $26,629, down 0.8% from the year before.
Source: Haddam Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Haddam Town |
| Unified School District | Regional School District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,629.00 (-0.79%) | $1,066,030 (+36.43%) Land $318,010 Building $748,020 | $1,477,390 (+170.11%) |
| 2025 | $26,840.00 | $781,380 Land $317,960 Building $463,420 | $546,966 Land $222,572 Building $324,394 |
| 2024 | $26,840.00 (+1.42%) | ||
| 2023 | $26,465.00 (+4.76%) | $781,380 (-) Land $317,960 Building $463,420 | |
| 2022 | $25,262.00 | $781,380 Land $317,960 Building $463,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 River Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 20 River Bluff Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 90% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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