29 Ray St, #31, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 29 Ray St, #31, Biddeford, ME 04005

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,772 sqft · built 1939
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$328,100 (Jul 2021)
Tax Bill	$6,339 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:28 L:90`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:28 L:90`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	5,922 sqft
1st Floor Area	1,386 sqft
Attic	Attic
Attic Area	1,386 sqft
Basement Area	1,442 sqft
Unfinished Basement	1,442 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	29 RAY ST, 31
City	BIDDEFORD
State	ME
Zip	04005-3260
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	90
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1002
Census Tract	25205

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	113 MASSACHUSETTS AVE, PORTLAND, ME 04102-2515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 17, 2020	Loan Modification, Mortgage PEOPLESCHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on Record
Deed Sale	Jul 1, 2021 · Amount on Record
Deed Document Number	202137541
Deed Book / Page	18719 / 893
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jul 1, 2021
Property Address	29-31 RAY ST, BIDDEFORD, ME 04005
Document Number	0187190893
Book / Page	18719 / 893
Instrument Date	Jun 30, 2021
Instrument	2021037541
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3210 S CHARLES ST, SEATTLE, WA 98144-3215

Mortgage

Document Number	2021037542
Date	Jul 1, 2021
Instrument	2021037542

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BIDDEFORD ME
Property Address	29-31 RAY ST, BIDDEFORD, ME 04005
Document Number	0181520789
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 RAY ST #31 BIDDEFORD ME 040053260, 31, BIDDEFORD, ME 04005-3260

Mortgage

Document Number	0181520789
Date	Jan 23, 2020
Book Page	018152/000789
Instrument	3638

Lender

Name	PEOPLESCHOICE CU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 22, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,339.00 (+6.34%)	$424,300 (+1.22%) Land $158,900 Building $265,400
2024	$5,961.00 (+10.21%)	$419,200 (+1.67%) Land $158,900 Building $260,300
2023	$5,409.00 (+14.38%)	$412,300 (+43.06%) Land $156,000 Building $256,300
2022	$4,729.00	$288,200 Land $87,800 Building $200,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Great Works Internet, Verizon.

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