25 Ray St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 25 Ray St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,444 sqft · built 1979
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$457,500 (Oct 2025)
Tax Bill	$6,835 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:28 L:89-1`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:28 L:89-1`
Alternative APN	`M:28 L:89=1`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,444 sqft Living Area
Gross Area	4,060 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	25 RAY ST
City	BIDDEFORD
State	ME
Zip	04005-3260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	89-1
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1002
Census Tract	25205

Owner

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	25 RAY ST, BIDDEFORD, ME 04005-3260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer BANGOR SAVINGS BANK
Oct 28, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BIDDEFORD SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Oct 28, 2019 · Amount on Record
Deed Book / Page	19774 / 684
Record Updated	Sep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 30, 2025
Property Address	25 RAY ST, BIDDEFORD, ME 04005-3260
Document Number	0197740684
Book / Page	19774 / 684
Instrument Date	Sep 29, 2025
Instrument	2025039501
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 RAY ST, BIDDEFORD, ME 04005-3260

Mortgage

Document Number	2025039502
Date	Oct 30, 2025
Instrument	2025039502

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Oct 28, 2019
Property Address	25 RAY ST, BIDDEFORD, ME 04005-3260
Document Number	0180820028
Book / Page	18082 / 28
Instrument Date	Oct 25, 2019
Instrument	2019045948
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 CHANNEL COVE LN, BIDDEFORD, ME 04005-9527

Mortgage

Document Number	2019045949
Date	Oct 28, 2019
Instrument	2019045949

Lender

Name	BIDDEFORD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,835.00 (+6.48%)	$457,500 (+1.35%) Land $133,000 Building $324,500
2024	$6,419.00 (+8.98%)	$451,400 (+0.56%) Land $133,000 Building $318,400
2023	$5,890.00 (+8.11%)	$448,900 (+35.21%) Land $130,500 Building $318,400	$386,080
2022	$5,448.00	$332,000 Land $76,100 Building $255,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Biddeford Internet, Verizon.

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