York County and Biddeford City property record for 27 Ray St, Biddeford, ME 04005
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 1,869 sqft · built 1900 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $199,000 (Jan 2020) |
| Tax Bill | $5,946 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:28 L:89 |
| Primary APN | BIDD M:28 L:89 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| Gross Area | 4,906 sqft |
| 1st Floor Area | 971 sqft |
| Basement Area | 971 sqft |
| Unfinished Basement | 971 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 27 RAY ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-3260 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Legal Lot Number | 89 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 25205 |
Source: York County and Biddeford City records · APN BIDD M:28 L:89
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 RAY ST, BIDDEFORD, ME 04005-3260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2024 | Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK |
| Jan 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEIGHBORS BK |
| Jan 22, 2020 | Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Jul 17, 2006 · Amount on Record |
| Deed Book / Page | 18152 / 23 |
| Transfer Doc | 14898-0477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 27 RAY ST, BIDDEFORD, ME 04005-3260 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0195390738 |
|---|---|
| Date | Oct 24, 2024 |
| Book Page | 19539/738 |
| Instrument | 2024036132 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 27 RAY ST, BIDDEFORD, ME 04005-3260 |
| Document Number | 0181520025 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 27 RAY ST BIDDEFORD ME 040053260, BIDDEFORD, ME 04005-3260 |
| Document Number | 0181520025 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 018152/000025 |
| Instrument | 3486 |
| Name | NEIGHBORS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MO 65202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Recording Date | Jan 22, 2020 |
| Property Address | 27 RAY ST, BIDDEFORD, ME 04005-3260 |
| Document Number | 0181520023 |
| Book / Page | 18152 / 23 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 202020003485 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 74 COTTAGE PL # 1, 1, WESTBROOK, ME 04092-3506 |
| Document Number | 2020003486 |
|---|---|
| Date | Jan 22, 2020 |
| Instrument | 2020003486 |
| Name | NEIGHBORS BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: York County and Biddeford City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,946.00 (+6.24%) | $398,000 (+1.12%) Land $168,400 Building $229,600 |
| 2024 | $5,597.00 (+10.24%) | $393,600 (+1.71%) Land $168,400 Building $225,200 |
| 2023 | $5,077.00 (+19.18%) | $387,000 (+49.08%) Land $165,300 Building $221,700 |
| 2022 | $4,260.00 | $259,600 Land $93,200 Building $166,400 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Biddeford Internet, Verizon.
Based on FCC filings for 614 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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