29 Penncove Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 29 Penncove Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,201 sqft · built 1990
Lot Size	0.59 acres (25,709 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Oct 2013)
Tax Bill	$7,604 (2025)
Deeds & Mortgages	Mar 2022 Refinance
Flood Zone	Zone X (moderate risk)
APN	`ELYM M:017.1 B:00027 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.1 B:00027 L:00000`
Alternative APN	`5233`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,201 sqft Living Area
Gross Area	3,986 sqft Gross Area
1st Floor Area	937 sqft 1st Floor
Basement Area	832 sqft Basement
Unfinished Basement	832 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,709 sqft (0.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	5233
Street Address	29 PENNCOVE RD
City	NIANTIC
State	CT
Zip	06357-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	27
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1007
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.1 B:00027 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	29 PENNCOVE RD, NIANTIC, CT 06357-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2013 · Amount on Record
Deed Sale	Oct 09, 2013 · Amount on Record
Prior Sale	Aug 21, 2008 · Amount on Record
Deed Book / Page	922 / 406
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	29 PENNCOVE RD, NIANTIC, CT 06357-2533
Transaction Type	Mortgage
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001077-271
Date	Mar 17, 2022
Book Page	1077/271
Instrument	791

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2037

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,604.00	$271,460 (-) Land $108,640 Building $162,820	$190,022 Land $76,048 Building $113,974
2024	$7,604.00 (+12.59%)
2023	$6,754.00 (+4.36%)	$271,460 (-) Land $108,640 Building $162,820
2022	$6,472.00	$271,460 Land $108,640 Building $162,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.