27 Penncove Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 27 Penncove Rd, Niantic, CT 06357 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 864 sqft · built 1966
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$309,375 (Dec 2005)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`ELYM M:017.1 B:00028 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.1 B:00028 L:00000`
Alternative APN	`1366`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	864 sqft Living Area
Gross Area	1,893 sqft Gross Area
1st Floor Area	164 sqft 1st Floor
Basement Area	672 sqft Basement
Unfinished Basement	164 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1366
Street Address	27 PENNCOVE RD
City	NIANTIC
State	CT
Zip	06357-2533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	28
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1007
Census Tract	870704

Owner

Source: East Lyme Town records · APN ELYM M:017.1 B:00028 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 PENNCOVE RD, NIANTIC, CT 06357-2533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2005 · Amount on Record
Deed Sale	Dec 23, 2005 · Amount on Record
Deed Book / Page	729 / 183
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	27 PENNCOVE RD, NIANTIC, CT 06357-2533
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1062-191
Date	Aug 02, 2021
Book Page	1062/191
Instrument	2636

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	229 Months
Due	Sep 01, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,555.00	$198,310 (-) Land $119,700 Building $78,610	$138,817 Land $83,790 Building $55,027
2024	$5,555.00 (+12.59%)
2023	$4,934.00 (+4.36%)	$198,310 (-) Land $119,700 Building $78,610
2022	$4,728.00	$198,310 Land $119,700 Building $78,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	12.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.