29 Panther Top Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 29 Panther Top Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 1,600 sqft · built 2001
Lot Size	6.93 acres (301,871 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Dec 2021)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`456100004552000`

Property Details

APN / Parcel Number

Primary APN	`456100004552000`
Alternative APN	`56315`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,600 sqft Heated Area
Gross Area	6,866 sqft
1st Floor Area	1,600 sqft
Basement Area	1,590 sqft
Finished Basement	1,590 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	301,871 sqft (6.93 acres)
Lot Width	908 ft Width
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	1,404 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56315
Street Address	29 PANTHER TOP RD
City	MURPHY
State	NC
Zip	28906-8909
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FR ROMANO 1361/958 1379/934
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1032
Census Tract	930603

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 PANTHER TOP RD, MURPHY, NC 28906-8909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Feb 26, 2010 · Amount on Record
Deed Document Number	20218346
Deed Book / Page	1698 / 1379
Prior Transfer Date	Jun 30, 2009
Prior Transfer Doc	01361/0958
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	29 PANTHER TOP RD, MURPHY, NC 28906-8909
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001689/327
Date	Aug 25, 2021
Book Page	1689/327
Instrument	5678

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 13, 2021
Property Address	29 PANTHER TOP RD, MURPHY, NC 28906-8909
Document Number	01698/1379
Book / Page	1698 / 1379
Instrument Date	Nov 24, 2021
Instrument	8346
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7929 WEST DR APT 401, 401, NORTH BAY VILLAGE, FL 33141-5564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 PANTHER TOP RD, MURPHY, NC 28906-8909
Investor	Possibly a Property Investor

Mortgage

Document Number	0016981382
Date	Dec 13, 2021
Instrument	1698/1382

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00	$348,660 (-)	$348,660 (-) Land $35,480 Building $313,180
2023		$348,660	$348,660 Land $35,480 Building $313,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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