29 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 29 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,181 sqft · built 2017
Lot Size	0.75 acres (32,671 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,589 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000216-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000216-0`
Alternative APN	`333462`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,181 sqft Living Area
Gross Area	4,008 sqft
1st Floor Area	3,181 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	32,671 sqft (0.75 acres)
Lot Dimensions	265 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	827 sqft
Driveway	Concrete Driveway
Driveway Area	2,680 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	223 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	29 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 16 BLOCK 2 ACRES .75
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	2
Legal Lot Number	16
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	4105

Owner

Source: McLennan County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Dec 17, 2021	Warranty Deed, Transfer
Jul 19, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL BK
Jul 20, 2018	Vendor's Lien, Subdivision Related Transfer GATEWAY MORTGAGE GROUP LLC
Jun 22, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CENTRAL NAT'L BK/ALVA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021
Deed Sale	Dec 17, 2021
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	202151039
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018711
Date	Jun 9, 2020
Instrument	2020018711

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 17, 2021
Property Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000051039
Map Reference	DOC 2005004493
Instrument Date	Dec 16, 2021
Instrument	2021051039
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603

July 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 19, 2019
Property Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603
Instrument Date	Jul 8, 2019
Instrument	23880
Transaction Type	Construction Loan
Record Updated	Aug 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	29 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000023880
Date	Jul 19, 2019
Instrument	23880

Lender

Name	CENTRAL BK
Type	Bank
Address	HOUSTON, TX 77041

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 18, 2039

July 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 20, 2018
Property Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000025519
Map Reference	FILE2005004493
Instrument Date	Jul 20, 2018
Instrument	2018025519
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2021
Title Company	FIRST TITLE CO OF WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 335, TROY, TX 76579-0335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 INDENPENDENCE TRL, WACO, TX 76708-9603

Mortgage

Document Number	0000025520
Date	Jul 20, 2018
Instrument	2018025520

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 22, 2017
Property Address	29 INDEPENDENCE TRL, WACO, TX 76708-9603
Instrument Date	Jun 15, 2017
Instrument	20245
Transaction Type	Construction Loan
Record Updated	Jul 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 333 TROY TX 765790333, TROY, TX 76579-0333

Mortgage

Document Number	0000020245
Date	Jun 22, 2017
Instrument	20245

Lender

Name	CENTRAL NAT'L BK/ALVA
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$909,484 (+21%)	$919,960 (+22.39%) Land $60,770 Building $859,190
2024	$15,589.00 (+9.51%)
2023		$751,640 Land $60,770 Building $690,870	$751,640 Land $60,770 Building $690,870
2022	$14,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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