26 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 26 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,810 sqft · built 2017
Lot Size	2.58 acres (112,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$957,467 (Dec 2020)
Tax Bill	$17,633 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`18-000300-000128-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000128-0`
Alternative APN	`333413`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,810 sqft Living Area
Gross Area	4,960 sqft
1st Floor Area	2,628 sqft
2nd Floor Area	1,182 sqft
Flooring	Carpet

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	112,712 sqft
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces
Pool Area	646 sqft
Porch	Open Porch
Porch Area	1,470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	26 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 28 BLOCK 1 ACRES 2.5875
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	28
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	26 INDEPENDENCE TRL, WACO, TX 76708-9603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2018	Deed of Trust, Mortgage MEMBERS CHOICE OF CENTRAL TEXAS FCU
Dec 16, 2020	Vendor's Lien, Transfer · Conventional Mortgage EXTRACO BANKS NA
May 15, 2018	Loan Modification, Mortgage MEMBERS CHOICE/CTRL TX FCU
Nov 15, 2017	Loan Modification, Mortgage MEMBERS CHOICE/CTRL TX FCU
May 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MEMBERS CHOICE/CTRL TX FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Nov 9, 2016
Deed Document Number	202044844
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	26 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027188
Date	Aug 2, 2018
Instrument	2018027188

Lender

Name	MEMBERS CHOICE OF CENTRAL TEXAS FCU
Type	Credit Union
Address	PRIDDY, TX 76870

Agreement

Amount	Amount Recorded
Term	263 Months
Due	Jul 13, 2040

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 16, 2020
Property Address	26 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000044844
Map Reference	FILE 2005004493
Instrument Date	Dec 10, 2020
Instrument	2020044844
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 N LACY DR, 120, WACO, TX 76705-1222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 INDEPENDENCE TRAIL, FORT WORTH, TX 76108

Mortgage

Document Number	0000044845
Date	Dec 16, 2020
Instrument	2020044845

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	26 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000026130
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	26 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000026130
Date	Jul 27, 2018
Instrument	26130

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	26 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000038307
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Nov 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	26 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000038307
Date	Nov 20, 2017
Instrument	38307

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 19, 2018

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 19, 2017
Property Address	26 INDEPENDENCE TRL, WACO, TX 76708-9603
Instrument Date	May 15, 2017
Instrument	16020
Transaction Type	Construction Loan
Record Updated	Jun 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000016020
Date	May 19, 2017
Instrument	16020

Lender

Name	MEMBERS CHOICE/CTRL TX FCU
Type	Credit Union
Address	WACO, TX 76702

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 18, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$979,372 (+1.61%) Land $101,444 Building $877,928	$979,372 (-9.35%) Land $101,444 Building $877,928
2025	$17,633.00 (+7.69%) Homeowner's exemption	$963,861 (+8.72%) Land $90,770 Building $989,560	$1,080,330 (+21.86%) Land $90,770 Building $989,560
2024	$16,374.00 (+9.43%)
2023		$886,520 Land $90,770 Building $795,750	$886,520 Land $90,770 Building $795,750
2022	$14,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures