29 Front St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 29 Front St, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 500 sqft · built 1916
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Tax Bill$2,100 (2025)
Deeds & MortgagesJul 2025 Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (moderate risk)
APNTOPM M:U01 L:044

Property Details

APN / Parcel Number

Primary APNTOPM M:U01 L:044
Alternative APN
  • 2687

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area500 sqft Living Area
Gross Area1,040 sqft
1st Floor Area500 sqft
Basement Area250 sqft
Unfinished Basement250 sqft

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2687
Street Address29 FRONT ST
CityTOPSHAM
StateME
Zip04086-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal Lot Number44
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group1
Census Block1006
Census Tract970302

Owner

29 Front St is owned and occupied by an individual.

Source: Sagadahoc County and Topsham Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address29 FRONT ST, TOPSHAM, ME 04086-1905
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Deed of Trust, Mortgage
KEY BANK NA
Jun 23, 2017Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address29 FRONT ST, TOPSHAM, ME 04086-1905
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003531
DateJul 21, 2025
Instrument2025R-03531
Lender
NameKEY BANK NA
TypeBank
Agreement
AmountAmount on Record
Term361 Months
DueAug 1, 2055
Interest
Rate TypeAdjustable Rate

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address29 FRONT ST, TOPSHAM, ME 04086-1905
Document Number0000004411
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedAug 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address29 FRONT ST TOPSHAM ME 040861905, TOPSHAM, ME 04086-1905

Mortgage

Document Number0000004411
DateJul 3, 2017
Instrument4411
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 2, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 29 Front St was $2,100.

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,100.00$164,100 Land $66,600 Building $97,500
2023$1,996.00 (+4.39%)$147,000 (+10.86%) Land $58,800 Building $88,200
2022$1,912.00$132,600 Land $54,600 Building $78,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29 Front St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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