25 Front St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 25 Front St, Topsham, ME 04086

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,980 sqft · built 1925
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$168,800 (Feb 2020)
Tax Bill	$3,971 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`TOPM M:U01 L:043`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:U01 L:043`
Alternative APN	`3741`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	900 sqft
Attic	Attic
Attic Area	900 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3741
Street Address	25 FRONT ST
City	TOPSHAM
State	ME
Zip	04086-1905
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NO
Legal Lot Number	43
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	1
Census Block	1006
Census Tract	970302

Owner

25 Front St, a duplex, is owned and occupied by an individual who bought it in February 2020.

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	25 FRONT ST, TOPSHAM, ME 04086-1905
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on File
Deed Sale	Feb 19, 2020 · Amount on File
Deed Document Number	20201240
Record Updated	Jun 8, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Feb 19, 2020
Property Address	25 FRONT ST, TOPSHAM, ME 04086-1905
Document Number	0000001240
Instrument Date	Feb 14, 2020
Instrument	1240
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 FRONT ST TOPSHAM ME 040861905, TOPSHAM, ME 04086-1905

Mortgage

Document Number	1241
Date	Feb 19, 2020
Instrument	1241

Lender

Name	FIVE CNTY CU
Type	Credit Union
Address	BATH, ME 04530

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 25 Front St was $3,971.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,971.00	$310,200 Land $78,500 Building $231,700
2023	$3,684.00 (+4.54%)	$271,300 (+11.01%) Land $69,100 Building $202,200
2022	$3,524.00	$244,400 Land $64,300 Building $180,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25 Front St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250