Sagadahoc County and Topsham Town property record for 27 Front St, Topsham, ME 04086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,547 sqft · built 1967 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $445,000 (Dec 2025) |
| Tax Bill | $6,154 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | TOPM M:U01 L:043-A |
| Primary APN | TOPM M:U01 L:043-A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,547 sqft Living Area |
| Gross Area | 2,932 sqft |
| 1st Floor Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 6,534 sqft (0.15 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1974 |
|---|---|
| Street Address | 27 FRONT ST |
| City | TOPSHAM |
| State | ME |
| Zip | 04086-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NO |
| Legal Subdivision | PLAN NOYESVILLE |
| Legal Lot Number | 43-A |
| Jurisdiction | TOPSHAM ME |
| Township / Civil Division | TOPSHAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970302 |
Source: Sagadahoc County and Topsham Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39 SPRING ST, 2, SACO, ME 04072-2630 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Dec 10, 2025 | Warranty Deed, Transfer GUILD MORTGAGE CO |
| Jul 15, 2019 | Deed of Trust, Mortgage · Balloon Mortgage MIDCOAST FEDERAL CREDIT UNION |
| Sep 10, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage MIDCOAST FEDERAL CREDIT UNION |
| Jun 5, 2020 | Deed of Trust, Mortgage CUSO HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2021 · Amount on Record |
| Transfer Doc | 0000008742 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 27 FRONT ST, TOPSHAM, ME 04086-1905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000512 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 2024R-00512 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Dec 10, 2025 |
| Property Address | 27 FRONT ST, TOPSHAM, ME 04086-1905 |
| Document Number | 0000006969 |
| Instrument Date | Dec 9, 2025 |
| Instrument | 2025R-06969 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39 SPRING ST # 2, 2, SACO, ME 04072-2630 |
| Document Number | 0000006970 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025R-06970 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 27 FRONT ST, TOPSHAM, ME 04086-1905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004160 |
|---|---|
| Date | Jul 15, 2019 |
| Instrument | 2019R-04160 |
| Name | MIDCOAST FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Recording Date | Sep 10, 2021 |
| Property Address | 27 FRONT ST, TOPSHAM, ME 04086-1905 |
| Document Number | 0000007816 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2021R-07816 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Document Number | 0000007817 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021R-07817 |
| Name | MIDCOAST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TOPSHAM ME |
| Property Address | 27 FRONT ST, TOPSHAM, ME 04086-1905 |
| Document Number | 0000003850 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27 FRONT ST TOPSHAM ME 040861905, TOPSHAM, ME 04086-1905 |
| Document Number | 0000003850 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 3850 |
| Name | CUSO HM LNDG |
|---|---|
| Address | HAMPDEN, ME 04444 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jun 9, 2040 |
Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Topsham Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,154.00 (+6.43%) | $480,800 (+12.92%) Land $65,500 Building $415,300 |
| 2023 | $5,782.00 (+15.85%) | $425,800 (+23.03%) Land $57,800 Building $368,000 |
| 2022 | $4,991.00 | $346,100 Land $53,700 Building $292,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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