29 Cross Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 29 Cross Rd, Ashburnham, MA 01430

Property Summary

Property Type	Under Construction
Details	4 bd · 2.5 ba · 2,080 sqft · built 2024
Lot Size	8.39 acres (365,791 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Oct 2022)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Oct 2024 Refinance Jan 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0011 B:00006B`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0011 B:00006B`
Alternative APN	`ABHM M:0011 B:00006B`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,080 sqft Living Area
Gross Area	3,824 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Lot Area	365,791 sqft (8.39 acres)

Location & Zoning

Street Address	29 CROSS RD
City	ASHBURNHAM
State	MA
Zip	01430-1042
Property Category	Other
Property Type	Other > Under Construction
Legal Block	6B
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	1
Census Block	1018
Census Tract	700100

Owner

29 Cross Rd is owned by an individual who acquired it in January 2024.

Source: Worcester County and Ashburnham Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	44 JEANETTE ST, FITCHBURG, MA 01420-4922
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ATHOL SAVINGS BANK
Jan 2, 2024	Quit Claim Deed, Transfer · Stand-Alone Refinance FIDELITY COOPERATIVE BANK
Oct 19, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIDELITY COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on File
Deed Sale	Oct 19, 2022 · Amount on File
Prior Sale	Mar 30, 2006 · Amount on File
Deed Book / Page	10448 / 40
Last Transfer Date	Jan 2, 2024
Transfer Doc	010694-184
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	29 CROSS RD, ASHBURNHAM, MA 01430-1042
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010874-69
Date	Oct 31, 2024
Book Page	10874/69
Instrument	15028

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2055

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jan 2, 2024
Property Address	29 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	010694-184
Book / Page	10694 / 184
Instrument Date	Jan 2, 2024
Instrument	59
Transaction Type	Transfer
Record Updated	Jul 3, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 JEANETTE ST, FITCHBURG, MA 01420-4922

Mortgage

Document Number	0000000060
Date	Jan 2, 2024
Instrument	60

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Oct 19, 2022
Property Address	29 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	0010448-40
Book / Page	10448 / 40
Instrument Date	Oct 19, 2022
Instrument	18984
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 JEANETTE ST, FITCHBURG, MA 01420-4922

Mortgage

Document Number	0000018985
Date	Oct 19, 2022
Instrument	18985

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 29 Cross Rd was $1,262, down 1.6% from the year before.

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00 (-1.56%)	$84,900 (+4.3%) Land $84,900	$142,785
2024	$1,282.00 (-4.83%)	$81,400 (-) Land $81,400
2023	$1,347.00	$81,400 Land $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Cross Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Cross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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