11 Cross Rd, Ashburnham, MA 01430 Property Records

Worcester County and Ashburnham Town property record for 11 Cross Rd, Ashburnham, MA 01430

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,597 sqft · built 1900
Lot Size	5.79 acres (252,535 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Aug 2024)
Tax Bill	$16,733 (2025)
Deeds & Mortgages	May 2025 Mortgage Oct 2022 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:0011 B:000005`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:0011 B:000005`
Alternative APN	`ABHM M:0011 B:000005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,597 sqft Living Area
Gross Area	7,730 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	252,535 sqft (5.79 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	11 CROSS RD
City	ASHBURNHAM
State	MA
Zip	01430-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5
Jurisdiction	ASHBURNHAM MA
Township / Civil Division	ASHBURNHAM
Census Block Group	1
Census Block	1017
Census Tract	700100

Owner

Source: Worcester County and Ashburnham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Oct 13, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 12, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit ATHOL SAVINGS BANK
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2024 · Amount on Record
Deed Sale	Aug 23, 2024 · Amount on Record
Deed Document Number	202411291
Deed Book / Page	10825 / 351
Prior Transfer Date	Oct 4, 2022
Prior Transfer Doc	00010444-2
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010991-207
Date	May 27, 2025
Book Page	10991/207
Instrument	6707

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.67%
Type Change Date	Jun 1, 2035
Index	Other

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Oct 13, 2022
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	00010444-2
Book / Page	10444 / 2
Instrument Date	Oct 4, 2022
Instrument	18631
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Jan 12, 2022
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	010234-347
Book / Page	10234 / 347
Instrument Date	Jan 6, 2022
Instrument	835
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBURNHAM MA
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9746-155
Date	Oct 6, 2020
Book Page	9746/155
Instrument	17563

Lender

Name	ATHOL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Sep 4, 2019
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	0000011870
Instrument Date	Aug 12, 2019
Instrument	11870
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CROSS RD ASHBURNHAM MA 014301042, ASHBURNHAM, MA 01430-1042

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Sep 4, 2019
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	0000011869
Instrument Date	Aug 12, 2019
Instrument	11869
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CROSS RD ASHBURNHAM MA 014301042, ASHBURNHAM, MA 01430-1042

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHBURNHAM MA
Recording Date	Sep 4, 2019
Property Address	11 CROSS RD, ASHBURNHAM, MA 01430-1042
Document Number	0000011868
Instrument Date	Aug 12, 2019
Instrument	11868
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11 CROSS RD ASHBURNHAM MA 014301042, ASHBURNHAM, MA 01430-1042

Tax Assessment & Valuation

Source: Worcester County and Ashburnham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Ashburnham Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,733.00 (+1.88%)	$1,125,300 (+7.91%) Land $221,300 Building $904,000	$1,073,215 (+0.57%)
2024	$16,424.00 (-14.14%)	$1,042,800 (-9.78%) Land $219,100 Building $823,700	$1,067,135
2023	$19,128.00	$1,155,800 Land $219,100 Building $936,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cross Rd

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