Whatcom County property record for 29 Cold Spring Ln, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,328 sqft · built 1976 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | Individual Name on File |
| Last Sale | $443,000 (Sep 2021) |
| Tax Bill | $4,093 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Sep 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 370406-113052-0000 |
| Primary APN | 370406-113052-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,904 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 804 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 29478 |
|---|---|
| Street Address | 29 COLD SPRING LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | LOTS 36/37 SUDDEN VALLEY DIV 13 LOT CONSOLIDATION SHORT PLAT AS REC BOOK 18 SHORT PLATS PG 44 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 13 |
| Legal Block | 1 |
| Legal Lot Number | 36 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 809 |
29 Cold Spring Ln is owned and occupied by an individual who bought it in September 2021.
Source: Whatcom County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 29 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 8, 2022 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Sep 15, 2021 | Warranty Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on File |
| Deed Sale | Sep 15, 2021 · Amount on File |
| Prior Sale | Sep 15, 2021 · Amount on File |
| Deed Document Number | 20212202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 29 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE TEXAS |
| Name | Verified Name |
|---|
| Document Number | 0000800666 |
|---|---|
| Date | Aug 8, 2022 |
| Instrument | 2022-0800666 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Sep 15, 2021 |
| Property Address | 29 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 20210902202 |
| Map Reference | AF 1630591 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 2021-0902202 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $7,093.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 29 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
The 2025 property tax bill for 29 Cold Spring Ln was $4,093.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,093.00 | $444,556 Land $171,180 Building $273,376 | $444,556 Land $171,180 Building $273,376 |
| 2022 | $379,891 Land $146,280 Building $233,611 | $379,891 Land $146,280 Building $233,611 | |
| 2021 | $2,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 29 Cold Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 29 Cold Spring Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures