Whatcom County property record for 9 Cold Spring Ln, Bellingham, WA 98229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,838 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $440,000 (Apr 2021) |
| Tax Bill | $5,304 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 370406-156011-0000 |
| Primary APN | 370406-156011-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Living Area |
| Gross Area | 2,256 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Wood Porch |
| Porch Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 29717 |
|---|---|
| Street Address | 9 COLD SPRING LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR3 |
| Legal Description | SUDDEN VALLEY DIV 13 LOT 26 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 13 |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 809 |
9 Cold Spring Ln is owned and occupied by an individual who bought it in April 2021.
Source: Whatcom County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF THE PACIFIC |
| Jul 12, 2019 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| May 16, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2021 · Amount on File |
| Deed Sale | Apr 9, 2021 · Amount on File |
| Prior Sale | Apr 9, 2021 · Amount on File |
| Deed Document Number | 20211766 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 9, 2021 |
| Property Address | 9 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 0000401766 |
| Map Reference | VOL 10 PG 116-118 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2021-0401766 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,045.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 0000401767 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021-0401767 |
| Name | BANK OF THE PACIFIC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 12, 2019 |
| Property Address | 9 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 2190701364 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 701364 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $6,831.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4787 SONGBIRD CHICO CA 959738937, CHICO, CA 95973-8937 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 9 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 2190701979 |
| Instrument Date | May 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 9 COLD SPRING LN BELLINGHAM WA 982297847, BELLINGHAM, WA 98229-7847 |
| Document Number | 2190701979 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 701979 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 17, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9 Cold Spring Ln was $5,304.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,304.00 | $581,945 Land $136,944 Building $445,001 | $581,945 Land $136,944 Building $445,001 |
| 2022 | $497,295 Land $117,024 Building $380,271 | $497,295 Land $117,024 Building $380,271 | |
| 2021 | $3,778.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9 Cold Spring Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9 Cold Spring Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LWWSD - SOUTH SHORE WATER SYSTEM serves 10,028 people · EPA ID WA5395910 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures