Whatcom County property record for 23 Cold Spring Ln, Bellingham, WA 98229 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,414 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $556,000 (2026) |
| Tax Bill | $5,082.00 (2025) |
| Primary APN | 370406-126040-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,414 sqft Living Area |
| Gross Area | 1,814 sqft Gross Area |
| 1st Floor | 924 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Finished/Painted Interior Structure |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Combination Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 278 sqft Deck |
| Porch Area | 32 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 29545 |
|---|---|
| Street Address | 23 COLD SPRING LN |
| City | BELLINGHAM |
| State | WA |
| Zip | 98229-7847 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUDDEN VALLEY DIV 13 LOT 33 |
| Legal Range | 04 |
| Legal Township | 37 |
| Legal Section | 06 |
| Legal Subdivision | SUDDEN VALLEY DIV 13 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | WHATCOM WA |
| Minor Civil Division | BELLINGHAM |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 809 |
Source: Whatcom County records · APN 370406-126040-0000
Assessment roll updated December 30, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 09, 2026 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jan 12, 2024 | Warranty Deed, Transfer CHICAGO TITLE COMPANY/WASHI, CHICAGO TTL CO OF WASHINTON |
| Jul 26, 2019 | Warranty Deed, Transfer WHATCOM LAND TITLE |
| Jan 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LNDG LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 09, 2026 · Amount on Record |
| Deed Sale | Apr 09, 2026 · Amount on Record |
| Prior Sale | Jan 12, 2024 · Amount on Record |
| Deed Doc Number | 2026758 |
| Last Transfer Date | May 04, 2026 |
| Transfer Doc | 0000000206 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 04, 2026 |
| Property Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 0000000206 |
| Instrument Date | May 04, 2026 |
| Instrument | 2026206 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Apr 09, 2026 |
| Property Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 0000000758 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 2026758 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $904,636.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 12, 2024 |
| Property Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 0000100768 |
| Map Reference | VOL 10 PG 116-118 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 2024-0100768 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Title Company | CHICAGO TITLE COMPANY/WASHI, CHICAGO TTL CO OF WASHINTON |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,349.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 26, 2019 |
| Property Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 2190703096 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 703096 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2019 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,018.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 316 S LYNN ST STOUGHTON WI 535892253, STOUGHTON, WI 53589-2253 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 23 COLD SPRING LN, BELLINGHAM, WA 98229-7847 |
| Document Number | 2190101477 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2019 |
| Name | Verified Name |
|---|---|
| Address | 23 COLD SPRING LN BELLINGHAM WA 982297847, BELLINGHAM, WA 98229-7847 |
| Document Number | 2190101477 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 101477 |
| Name | FIGURE LNDG LLC |
|---|---|
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 21, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Whatcom County records · Assessment roll updated December 30, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,082.00 (+32.76%) | $556,763 (+10.43%) Land $136,944 Building $419,819 | $556,763 (+10.43%) Land $136,944 Building $419,819 |
| 2022 | $504,161 Land $117,024 Building $387,137 | $504,161 Land $117,024 Building $387,137 | |
| 2021 | $3,828.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 16% of Washington |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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