29 Chippewa Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 29 Chippewa Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,927 sqft · built 2005
Lot Size	0.344 acres (14,985 sqft)
Owner	2 Individual Names on File
Last Sale	$371,000 (Jan 2022)
Tax Bill	$3,162 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2018 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18A 10 83`

Property Details

APN / Parcel Number

Primary APN	`18A 10 83`
Alternative APN	`5294`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,927 sqft Living Area
Gross Area	3,897 sqft
1st Floor Area	1,776 sqft
Basement Area	888 sqft
Finished Basement	888 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	408 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5294
Street Address	29 CHIPPEWA LN
City	PALMYRA
State	VA
Zip	22963-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220000136 CHEROKEE-10 LOT 83 15,000 SF
Legal Subdivision	CHEROKEE LAKE MONTICELLO SUBDIVISION
Legal Block	8
Legal Lot Number	83
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

29 Chippewa Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Sep 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Feb 28, 2011	Deed of Trust, Mortgage · Line of Credit UVA COMMUNITY CREDIT UNION INC
Oct 30, 2015	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TRUST CO
Apr 22, 2010	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CENTER LLC
Mar 2, 2005	Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST AMERICAN MORTGAGE INC
Jan 13, 2022	Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Mar 2, 2005	Deed, Subdivision Related Transfer · Conventional Mortgage 1ST AMERICAN MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on File
Deed Sale	Jan 13, 2022 · Amount on File
Prior Sale	Jan 22, 2021 · Amount on File
Deed Document Number	2022136
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001700803
Date	Mar 15, 2017
Instrument	1700803

Lender

Name	CAPITAL CENTER LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2027

Interest

Rate Type	Fixed Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001802935
Date	Sep 21, 2018
Instrument	1802935

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

February 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	MEMBERS TITLE AND ESCROW LLC, MEMBERS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000837/797
Date	Feb 28, 2011
Book Page	837/797
Instrument	1100621

Lender

Name	UVA COMMUNITY CREDIT UNION INC
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	265 Months
Due	Mar 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001503375
Date	Oct 30, 2015
Instrument	1503375

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000816/059
Date	Apr 22, 2010
Book Page	816/059
Instrument	1257

Lender

Name	CAPITAL CENTER LLC
Address	GLEN ALLEN, VA 23060

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2025

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000621/283
Date	Mar 2, 2005
Book Page	621/283
Instrument	1316

Lender

Name	FIRST AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2035

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 13, 2022
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Document Number	0220000136
Map Reference	DB 103 PG 335
Instrument Date	Jan 10, 2022
Instrument	220000136
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$742.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106

Mortgage

Document Number	0220000137
Date	Jan 13, 2022
Instrument	220000137

Lender

Name	BANK OF THE JAMES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

March 2005: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 2, 2005
Property Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106
Document Number	000621/264
Book / Page	621 / 264
Map Reference	DD103 PG335
Instrument Date	Feb 16, 2005
Instrument	1314
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 13, 2023
Title Company	NONE AVAILALBLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 CHIPPEWA LN, PALMYRA, VA 22963-3106

Mortgage

Document Number	000621/266
Date	Mar 2, 2005
Book Page	621/266
Instrument	1315

Lender

Name	1ST AMERICAN MORTGAGE INC
Address	VIENNA, VA 22182

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 29 Chippewa Ln was $3,162.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,900 (-) Land $30,000 Building $388,900	$418,900 (-) Land $30,000 Building $388,900
2025	$3,162.00	$418,900 Land $30,000 Building $388,900	$418,900 Land $30,000 Building $388,900
2023		$320,500 Land $30,000 Building $290,500	$320,500 Land $30,000 Building $290,500
2022	$2,705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29 Chippewa Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29 Chippewa Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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