26 Chippewa Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 26 Chippewa Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,196 sqft · built 2002
Lot Size	0.376 acres (16,379 sqft)
Owner	Individual Name on File
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 10 114`

Property Details

APN / Parcel Number

Primary APN	`18A 10 114`
Alternative APN	`5965`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,196 sqft Living Area
Gross Area	2,608 sqft
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Finished Basement	1,196 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,379 sqft (0.376 acres)
Terrain	Rolling
View / Lot	Corner
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5965
Street Address	26 CHIPPEWA LN
City	PALMYRA
State	VA
Zip	22963-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 180000083 CHEROKEE-10 LOT 114 16,365 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	11
Legal Lot Number	114
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1014
Census Tract	20104

Owner

26 Chippewa Ln is owned and occupied by an individual who acquired it in January 2018.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	26 CHIPPEWA LN, PALMYRA, VA 22963-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2017	Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2018
Deed Sale	Jan 10, 2018
Prior Sale	Mar 27, 2017 · Amount on File
Deed Document Number	201883
Record Updated	Oct 29, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 10, 2018
Property Address	26 CHIPPEWA LN, PALMYRA, VA 22963-3103
Document Number	1800083
Map Reference	PB 103 PG 334
Instrument Date	Dec 18, 2017
Instrument	1800083
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CHIPPEWA LN, PALMYRA, VA 22963-3103

Mortgage

Document Number	1800084
Date	Jan 10, 2018
Instrument	1800084

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 27, 2017
Property Address	26 CHIPPEWA LN, PALMYRA, VA 22963-3103
Document Number	1700967
Map Reference	PB 103 PG 334
Instrument Date	Mar 6, 2017
Instrument	1700967
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CHIPPEWA LN, PALMYRA, VA 22963-3103

Mortgage

Document Number	1700968
Date	Mar 27, 2017
Instrument	1700968

Lender

Name	CARDINAL FINANCIAL CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 26 Chippewa Ln was $2,564.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$339,700 (-) Land $30,000 Building $309,700	$339,700 (-) Land $30,000 Building $309,700
2025	$2,564.00	$339,700 Land $30,000 Building $309,700	$339,700 Land $30,000 Building $309,700
2023		$219,400 Land $30,000 Building $189,400	$219,400 Land $30,000 Building $189,400
2022	$1,851.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Chippewa Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26 Chippewa Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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