33 Chippewa Ln, Palmyra, VA 22963 Property Records

Fluvanna County property record for 33 Chippewa Ln, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,895 sqft · built 2003
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Mar 2021)
Tax Bill	$3,153 (2025)
Deeds & Mortgages	Jun 2021 Transfer Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 10 81`

Property Details

APN / Parcel Number

Primary APN	`18A 10 81`
Alternative APN	`7541`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,895 sqft Living Area
Gross Area	4,292 sqft
1st Floor Area	1,712 sqft
Basement Area	856 sqft
Finished Basement	856 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Terrain	Rolling
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Deck Area	453 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7541
Street Address	33 CHIPPEWA LN
City	PALMYRA
State	VA
Zip	22963-3106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 210002771 CHEROKEE-10 LOT 81 15,000 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	8
Legal Lot Number	81
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1009
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU
Mar 1, 2021	Deed, Transfer · Conventional Mortgage NFM INC
May 20, 2019	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	2021974
Last Transfer Date	Jun 1, 2021
Transfer Doc	0000002771
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Jun 3, 2021
Property Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106
Document Number	210002771
Map Reference	DB 103 PG 334
Instrument Date	Jun 1, 2021
Instrument	210002771
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	33 CHIPPEWA LN, 33, PALMYRA, VA 22963-3106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 1, 2021
Property Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106
Document Number	0210000974
Map Reference	DB 103 PG 334
Instrument Date	Feb 17, 2021
Instrument	210000974
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106

Mortgage

Document Number	0210000975
Date	Mar 1, 2021
Instrument	210000975

Lender

Name	NFM INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	May 20, 2019
Property Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106
Document Number	1901397
Map Reference	PB 103 PG 334
Instrument Date	May 3, 2019
Instrument	1901397
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 CHIPPEWA LN, PALMYRA, VA 22963-3106

Mortgage

Document Number	1901398
Date	May 20, 2019
Instrument	1901398

Lender

Name	SUNTRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,700 (-) Land $30,000 Building $387,700	$417,700 (-) Land $30,000 Building $387,700
2025	$3,153.00 (+16.13%)	$417,700 (+29.84%) Land $30,000 Building $387,700	$417,700 (+29.84%) Land $30,000 Building $387,700
2023		$321,700 Land $30,000 Building $291,700	$321,700 Land $30,000 Building $291,700
2022	$2,715.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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